Business Details
13 Years
experience
Your Trusted Partner for Mortgage Solutions
AmeriHome Mortgage has been a leader in the mortgage lending industry since 2013, dedicated to providing personalized solutions for homeownership journeys. Our customer-centric approach prioritizes transparency, security, and tailored guidance, ensuring clients receive mortgage products aligned with their unique financial needs. With a team of experienced loan experts, we offer a wide range of services including conventional, FHA, VA, and jumbo loans, alongside refinancing options designed to improve financial stability.Our commitment to innovation is reflected in digital tools that streamline processes, while our AmeriWallet Rewards program offers ongoing benefits to returning customers. Recognized for industry excellence, we combine cutting-edge technology with a family-oriented ethos to deliver trustworthy, long-term partnerships that extend beyond individual transactions.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Cash-Out Refinance
Non-QM Loans
DSCR Loans
First-Time Buyer Programs
Buydown Loans
Details
- Year established: 2013
Highlights and features
- We offer free pre-qualification and pre-approval processes for confident home shopping
- Our team provides bi-annual mortgage checkups to optimize your financing
- We implement advanced cybersecurity measures to protect client data
- Transparent pricing with no hidden fees or unexpected costs
- No pre-payment penalties on any mortgage products
What people say
5 star experience
Red carpet service
Quick solutions
Professional team
Smooth process
Services
Conventional Loans
Fixed and adjustable-rate mortgages for borrowers with strong credit profiles. Available with down payments as low as 3%, offering terms from 10 to 30 years. Ideal for primary residences, investment properties, and second homes with competitive rates and flexible qualification criteria.
FHA Loans
FHA-insured loans requiring 3.5% down with lenient credit requirements. Available for primary residences with cash-out refinancing up to 80% LTV. Streamline refinancing options eliminate appraisal requirements while maintaining low mortgage insurance premiums.
VA Loans
Exclusive mortgage programs for active military and veterans with zero down payment options. Features include no mortgage insurance, competitive rates, and streamlined refinancing through the VA IRRRL program. Available for primary residences with flexible debt-to-income ratio considerations.
Cash-Out Refinance
Home equity conversion solutions allowing up to 80% LTV cash-out. Available for conventional, FHA, and VA loans. Funds can be used for home improvements, debt consolidation, or major expenses while potentially securing lower interest rates than traditional financing options.
Jumbo Loans
High-balance mortgages exceeding conforming loan limits with amounts up to $3 million. Available for primary residences, vacation homes, and investment properties. Features include fixed and adjustable rate options with tailored underwriting guidelines for borrowers with strong financial profiles.
Questions
What mortgage loan types does AmeriHome offer?
We provide conventional, FHA, VA, jumbo, DSCR, non-QM, and cash-out refinance options tailored to various financial situations and property types.
Can I refinance my existing mortgage with AmeriHome?
Yes, we offer rate-and-term refinancing, cash-out options, and VA streamline programs designed to improve your financial position.
How do I start the mortgage application process?
Begin with our free pre-qualification tool or contact our loan experts for personalized guidance through every step of the application.
What are AmeriHome's mortgage checkup services?
We provide bi-annual evaluations to ensure your mortgage remains optimized for changing financial circumstances and market conditions.
Are there special programs for first-time homebuyers?
Yes, our first-time buyer programs feature reduced down payments, flexible credit requirements, and educational resources for new homeowners.
What financing benefits do returning customers receive?
Our AmeriWallet Rewards program offers $750 lender credits on future transactions for clients who've previously financed with us.
Videos
