Business Details
Your Trusted Mortgage Broker in Tucson, AZ
At The Polder Group, we are driven by a singular mission: to transform the dream of homeownership into reality for families across the country. As a dedicated team within CrossCountry Mortgage, LLC, we combine personalized service with the strength of one of the nation's leading mortgage lenders to deliver exceptional experiences. Our approach prioritizes transparency, expertise, and efficiency, ensuring clients receive tailored solutions that meet their unique financial needs. With a proven track record of closing 90% of loans within 30 days and a 98% referral rate from satisfied customers, we uphold the highest standards of integrity and client care.Our team of licensed professionals brings decades of combined experience to every transaction, supported by weekly updates, in-office consultations, and a commitment to simplifying the home financing process. Backed by a rock-solid company infrastructure, we guarantee peace of mind throughout the homebuying journey while maintaining an unwavering focus on customer satisfaction.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Manufactured Homes
Renovation Loans
Cash Out Refinance
Highlights and features
- 98% of our business comes from client referrals
- 90% of loans close within 30 days industry-leading speed
- Backed by one of the nation's top mortgage lenders
- Weekly updates and personalized in-office consultations
- 100% commitment to customer experience excellence
What people say
98% referrals
90% closed in 30 days
Best mortgage experience
Weekly updates
Rock solid company
Services
Conventional Loans
Standard mortgage options ideal for borrowers with strong credit histories. These loans offer flexible terms and down payment options starting at 3%, with competitive interest rates and no government-backed insurance requirements. Perfect for primary residences, investment properties, and second homes.
FHA Loans
Federal Housing Administration insured loans designed for first-time homebuyers. Require only 3.5% down payment with lenient credit requirements. Include upfront and annual mortgage insurance premiums, making homeownership accessible to more borrowers with lower upfront costs.
VA Loans
Exclusive benefits for eligible military personnel and veterans. Offer zero down payment options, no mortgage insurance requirements, and competitive interest rates. Designed to honor service members' sacrifices by making homeownership more attainable through specialized financing programs.
USDA Loans
US Department of Agriculture guaranteed loans for rural property purchases. Provide 100% financing with no down payment required, featuring competitive rates and income eligibility limits. Ideal for qualifying buyers seeking affordable homeownership in designated rural communities.
Cash Out Refinance
Mortgage refinancing options that let homeowners tap into their home equity. Convert home equity into cash for debt consolidation, home improvements, or other financial needs. Available for both conventional and government-backed loan types with competitive rate options.
People
Derrick Polder
Sr. Loan Officer
NMLS licensed mortgage professional with extensive Arizona and Illinois experience. Specializes in guiding clients through mortgage processes with personalized solutions while maintaining strict compliance with state and federal regulations.
Shawn Levine
Branch Operations Manager
Seasoned mortgage operations leader ensuring smooth transaction processes. Focuses on maintaining high service standards while coordinating team efforts to deliver efficient loan processing and client communication throughout the mortgage journey.
Leah Variano
Team Sales Manager
Mortgage sales expert connecting clients with appropriate loan products. Develops strategic relationships with real estate professionals and borrowers to facilitate successful home financing transactions while maintaining exceptional customer service standards.
Tony Trejo
Loan Partner
Experienced mortgage professional collaborating with clients to achieve homeownership goals. Provides expert guidance on loan options and requirements while ensuring clear communication throughout the entire mortgage process.
Tabitha George
Loan Manager
Dedicated mortgage manager overseeing loan processing and client relations. Focuses on maintaining efficient workflows while ensuring compliance with industry regulations and delivering personalized support to homebuyers.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, USDA, jumbo, manufactured home, renovation, and cash-out refinance loans tailored to meet diverse homeownership needs.
How can I get pre-qualified for a mortgage?
Complete our online pre-qualification form or contact our team directly to provide basic financial information and receive an immediate assessment of your borrowing capacity.
What is your typical loan closing timeline?
90% of our loans close within 30 days through our efficient processing system, though exact timelines may vary based on individual circumstances and loan complexity.
Do you offer mortgage services outside Arizona?
While our Tucson office serves local clients, our partnership with CrossCountry Mortgage enables us to provide mortgage solutions across multiple states nationwide.
What support do you provide during the mortgage process?
We offer weekly updates, in-office consultations, and dedicated loan officer support throughout the entire process to ensure clear communication and timely progress.
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