Business Details
28 Years
experience
Your Trusted Hard Money Lending Partner in Oregon
Since 1998, we have been a trusted source for real estate financing solutions in Oregon. Our approach focuses on personalized service, emphasizing the potential of each project rather than rigid credit metrics. With decades of experience, we specialize in connecting investors and individuals with private money lenders, offering flexible financing for residential and commercial properties. Our team prioritizes transparency, ensuring clients understand every step of the loan process.We pride ourselves on swift approval times, often funding loans within 15-30 days, and maintaining direct relationships with lenders to streamline transactions. Our commitment to creative problem-solving has made us a reliable partner for those facing unconventional real estate challenges.
Services
Hard Money Loans
Private Money Loans
Mobile Home Financing
Commercial Real Estate Loans
Investor Loan Programs
Details
- Year established: 1998
Highlights and features
- We offer decades of experience in Oregon real estate financing since 1998
- Our team provides personalized loan structuring for unconventional projects
- We deliver fast approvals with funding available in 15-30 days
- Our direct lending relationships eliminate broker-to-broker loan passing
- We specialize in financing properties banks consider too risky
Associations and certifications
- NMLS# 237511
- NMLS# 236012
Services
Hard Money Loans
We provide short-term hard money loans secured by real estate equity. Our focus on property value rather than credit history makes these loans ideal for investors needing quick funding. With flexible terms and fast approvals, we help clients capitalize on time-sensitive opportunities in Oregon's real estate market.
Private Money Loans
Our private money loan program connects borrowers with individual investors seeking secured returns. These loans work well for unconventional properties banks won't finance, including mobile homes and land developments. We structure deals that balance borrower needs with investor risk protection.
Mobile Home Financing
We specialize in financing for manufactured and mobile homes that traditional lenders avoid. Our program helps credit-challenged buyers secure permanent housing or investment properties. We work with both new and older mobile home models that don't qualify for conventional financing.
Commercial Real Estate Loans
Our commercial loan program serves investors acquiring or developing income-producing properties. We finance everything from apartment complexes to raw land developments. Our flexible underwriting considers each project's unique potential rather than relying solely on borrower credit metrics.
Investor Loan Programs
We offer investors secured loan opportunities with 9-12% annual returns. Our program features first-lien positions on properties valued up to 65% of market value. All transactions close through title companies to ensure complete transparency and security for investor funds.
People
Patty LaMontagne
Broker
Co-founder of All Real Estate Loans & Investments since 1998, Patty specializes in structuring creative loan solutions. With decades of experience in private money lending, she focuses on transforming complex real estate deals into funded transactions while maintaining client relationships.
Questions
What types of properties can I finance through your company?
We finance all real estate types including single-family homes, mobile homes, commercial properties, land developments, and investment properties that traditional banks won't finance.
How quickly can you fund a loan?
Most loans close within 15-30 days after application, depending on property evaluation and documentation completeness. Our direct lending relationships help accelerate the funding process.
Do you work with borrowers who have credit issues?
Yes, we specialize in helping borrowers with credit challenges. We focus on property value and project potential rather than traditional credit metrics.
What loan terms do you offer?
We offer flexible terms typically ranging from 1-5 years for investment loans, with personalized repayment structures based on each project's specific needs and timeline.
Are your loans available outside Oregon?
While we primarily work in Oregon, we consider out-of-state commercial projects on a case-by-case basis. Contact us to discuss specific location requirements.
