Business Details
Your Trusted Mortgage Partner in Haddonfield, NJ
Redwood Mortgage has been a trusted name in the mortgage industry for over 25 years, dedicated to providing tailored lending solutions to real estate professionals, builders, and homebuyers. Our team of licensed mortgage professionals leverages extensive industry experience and access to diverse lending sources to secure competitive rates and terms for every client. We prioritize personalized service, offering regular updates throughout the lending process to ensure transparency and client confidence.Our expertise extends to specialized programs for self-employed borrowers and small business owners, reflecting our commitment to fostering local economic growth. As an LGBTQIA+-friendly organization, we maintain a safe and inclusive environment for all clients while upholding the highest standards of professionalism and integrity.
Services
Conventional Mortgages
FHA Loans
VA Loans
USDA Home Loans
Jumbo Loans
Construction Loans
Reverse Mortgages
Home Equity Lines
Private Lending
Commercial Financing
Highlights and features
- We offer 25+ years of mortgage industry expertise with personalized service
- Our team secures competitive rates through access to diverse lending sources
- We specialize in tailored solutions for self-employed borrowers and small businesses
- Our LGBTQIA+-friendly environment ensures inclusive, respectful service
- Local knowledge combined with multi-state licensing for comprehensive support
Associations and certifications
- NMLS #51040
What people say
Top-notch client service
Went above and beyond
Smooth mortgage process
Professional and smart
Helped with credit challenges
Services
Conventional Mortgages
Our conventional mortgage programs offer flexible terms for primary residences, investment properties, and second homes. With competitive rates and multiple down payment options, we help qualified borrowers achieve homeownership while maintaining financial stability through personalized underwriting and streamlined processing.
FHA Loans
FHA-insured mortgages provide accessible homeownership opportunities with low down payments and lenient credit requirements. Our specialists guide first-time buyers and those with past credit challenges through the process, ensuring compliance with federal regulations while maximizing affordability and long-term sustainability.
Reverse Mortgages
Designed for homeowners aged 62+, reverse mortgages convert home equity into tax-free income while allowing property retention. We provide comprehensive counseling on financial implications, helping seniors enhance retirement security through carefully structured HECM programs with transparent fee disclosures.
Private Lending
Our private money solutions connect real estate investors with flexible funding sources at 6-12% interest rates. Unlike traditional financing, these programs focus on property value rather than borrower credit history, enabling rapid closings for fix-and-flip projects, rehab loans, and investment property acquisitions with tailored repayment terms.
Construction Loans
Specialized construction financing supports custom home building and major renovation projects. We offer interest-only payments during construction phases, with seamless transition to permanent mortgages upon completion. Our team coordinates with builders and inspectors to ensure timely fund disbursements and regulatory compliance throughout the building process.
Questions
What mortgage loan types does Redwood Mortgage offer?
We provide conventional, FHA, VA, USDA, jumbo, construction, reverse mortgages, home equity lines, private lending, and commercial financing options tailored to diverse financial situations.
How does Redwood Mortgage support first-time homebuyers?
We offer specialized first-time homebuyer programs with low down payments, credit flexibility, and personalized guidance through HUD-approved counseling partnerships and state-specific assistance programs.
Can self-employed individuals qualify for mortgages?
Yes, we specialize in non-traditional income verification for self-employed borrowers, using bank statements and alternative documentation to demonstrate repayment capability for business owners and freelancers.
What states does Redwood Mortgage operate in?
We are licensed to provide mortgage services in New Jersey, Pennsylvania, Florida, Delaware, and North Carolina with local expertise in each market's unique regulations.
How does the mortgage application process work?
Start with pre-qualification to determine borrowing capacity, then submit documentation for underwriting. Our team guides you through each step, providing regular updates until final loan approval and closing.
Are there refinance options available?
We offer rate-and-term refinancing, cash-out refinancing, and HARP refinancing programs to help homeowners reduce payments, access equity, or adjust loan terms based on current market conditions.
