Business Details
14 Years
experience
Your Trusted Mortgage Partner in Elmhurst, IL
Founded in 2012 by industry veteran Kyle Ernst, Stonehaven Mortgage operates as a boutique mortgage bank dedicated to delivering efficient, client-focused financing solutions. Our approach prioritizes process efficiency, ensuring competitive rates, minimal fees, and timely loan closings without unnecessary delays. With a commitment to results-driven service, we specialize in tailored mortgage products for homebuyers, realtors, and returning clients who benefit from waived lender fees on refinances.Our team maintains 24/7 availability to address client needs promptly, reflecting our philosophy that exceptional service requires both expertise and accountability. Backed by Illinois residential mortgage licensing and NMLS certification, we combine local market knowledge with national lending standards to serve communities across Elmhurst and Chicago.
Services
Conventional Loans
Jumbo Loans
Refinance
VA Loans
FHA Loans
Adjustable Rate Mortgage
Home Renovation Loans
USDA Loans
Doctor Loans
Self-Employed Loans
Details
- Year established: 2012
Highlights and features
- We offer competitive mortgage rates tailored to your financial situation
- Returning customers enjoy waived lender fees on refinances
- Our team ensures fast loan processing with a focus on efficiency
- Available 24/7 to assist with your mortgage needs
- Committed to transparent communication and no hidden costs
What people say
Great rates
Low fees
Quick closings
No hidden costs
24/7 availability
Services
Conventional Loans
Ideal for borrowers with strong credit seeking flexible terms. These loans offer competitive rates with fewer restrictions compared to government-backed options. Our underwriting process emphasizes common-sense evaluations while maintaining compliance with industry standards.
VA Loans
Specialized financing for active-duty military, veterans, and spouses. These low-cost loans feature favorable terms and are among the most affordable purchase options available through our lending programs.
FHA Loans
Government-insured mortgages designed for first-time homebuyers or those with limited down payment funds. Our FHA loan specialists help clients navigate requirements while maximizing affordability.
Refinance
Opportunities to restructure existing mortgages for better rates or financial flexibility. Returning customers receive exclusive benefits including complete waiver of lender fees for refinancing transactions.
Jumbo Loans
Financing solutions for properties exceeding conforming loan limits. Available up to $1.25 million for multi-unit properties, these loans cater to luxury home purchases and investment properties.
People
Kyle Ernst
Owner
Founder Kyle Ernst established Stonehaven Mortgage in 2012 to revolutionize mortgage banking through operational efficiency. With decades of industry experience, he leads a team focused on delivering rapid loan approvals without compromising compliance or client service standards.
Questions
What mortgage options do you offer for first-time homebuyers?
We specialize in FHA loans with low down payment requirements, conventional loans with flexible terms, and first-time buyer assistance programs tailored to Illinois residents.
Can I refinance my existing mortgage with Stonehaven?
Yes, we offer comprehensive refinance options including rate-and-term refinancing and cash-out refinancing. Returning customers receive waived lender fees on all refinance transactions.
How quickly can you process a mortgage application?
Our streamlined process typically closes loans within 30-45 days. We maintain 24/7 operations to address client needs immediately and prevent unnecessary delays.
Do you offer specialized loans for self-employed individuals?
Yes, we provide tailored mortgage solutions for self-employed borrowers using alternative income verification methods that reflect actual financial capacity rather than tax return limitations.
Are your mortgage rates competitive across Illinois?
We guarantee market-competitive rates backed by daily rate monitoring. Our local expertise in Elmhurst and Chicago markets ensures pricing that matches regional economic conditions.
