Business Details
50+ Years
experience
Your Trusted Mortgage Partner in Shreveport
Legacy Mortgage was founded in 1956 with a clear mission: to exceed customer expectations through personalized service and industry expertise. As a member of the Eustis Family of Companies, we combine decades of experience with a commitment to servant leadership and relentless innovation. Our team prioritizes client needs, ensuring every homebuyer or refinancer receives transparent guidance and tailored solutions. With a focus on low staff turnover and high repeat customer rates, weve built a reputation for reliability and trustworthiness in mortgage services.Our leadership team, including Regional Manager Stacy Hooper, brings decades of local and national mortgage banking experience to every transaction. We specialize in purchase, refinance, and renovation loans, including VA, FHA, USDA, and jumbo programs. By challenging traditional processes and embracing technology, we streamline the mortgage journey while maintaining a human-centric approach. Our dedication to the American dream extends beyond individual clientswe strive to positively impact communities through responsible lending and employee engagement.
Services
Mortgage Purchase
Refinance Loans
Renovation Loans
VA Loans
FHA Loans
USDA Loans
Jumbo Loans
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
Prequalification Services
Details
- Year established: 1956
Highlights and features
- We offer over 60 years of mortgage industry experience with local expertise in Louisiana.
- Our direct lending process eliminates third-party delays for faster loan approvals.
- We provide customized loan programs including VA, FHA, USDA, and jumbo options.
- Our team maintains a 98% client satisfaction rate based on post-closing reviews.
- We guarantee transparent pricing with no hidden fees or surprise closing costs.
What people say
Exceeded expectations
Efficient process
Knowledgeable team
Stress-free experience
Highly recommend
Services
Mortgage Purchase
Our mortgage purchase programs help first-time and repeat buyers achieve homeownership. We offer conventional, FHA, VA, and USDA loans with down payment options starting at 3.5%. Our specialists guide clients through prequalification, application, and closing. With flexible terms and competitive rates, we simplify the home buying process while maintaining full transparency about costs and requirements.
Refinance Loans
Our refinance solutions help homeowners reduce monthly payments, access equity, or change loan terms. Options include rate-and-term refinancing, cash-out refinancing, and streamline programs. We analyze current mortgage conditions to identify savings opportunities while explaining all associated costs and benefits clearly.
Renovation Loans
Our renovation loan programs finance home purchases requiring repairs or upgrades. Clients can borrow up to the property's future value after improvements. We offer solutions for minor cosmetic updates and major structural renovations, including specialized programs for energy-efficient improvements and accessibility modifications.
VA Loans
We specialize in VA-guaranteed loans for eligible service members and veterans. These programs offer 100% financing with no mortgage insurance requirements. Our dedicated specialists assist with certificate of eligibility verification and guide clients through the unique VA loan process requirements.
FHA Loans
Our FHA loan programs provide accessible homeownership options with low down payments and flexible credit requirements. We educate clients about mortgage insurance requirements and help determine if FHA financing aligns with their long-term financial goals.
People
Stacy Hooper
Regional Manager
With over 30 years in mortgage banking, Stacy Hooper founded Legacy Mortgage in 2016 after leading successful mortgage divisions at major institutions. A Louisiana native, he specializes in personalized loan solutions and community-focused lending.
Questions
What documents are needed for mortgage preapproval?
We require recent pay stubs, W-2 forms, bank statements, and photo ID. Self-employed applicants need tax returns and profit/loss statements.
How long does the mortgage process take?
Typical loan processing takes 30-45 days from application to closing, depending on property type and loan complexity.
Can I refinance with bad credit?
Credit requirements vary by program. We offer specialized refinance options for borrowers with credit challenges.
What are your current mortgage rates?
Rates change daily. Contact our team for personalized rate quotes based on your specific loan program and credit profile.
Do you offer down payment assistance?
We partner with local programs offering down payment assistance for qualified first-time homebuyers in Louisiana.
How do I start the mortgage application?
Begin with our online prequalification tool or contact a loan officer to schedule a consultation at our Shreveport office.
