Business Details
Trusted Mortgage Services in Davidson, NC
At States Mortgage, we are committed to delivering personalized mortgage solutions tailored to meet our clients' unique needs. With over two decades of experience in the mortgage industry, our team has navigated the complexities of fluctuating financial markets, ensuring we provide informed guidance through every stage of the loan process. We prioritize open communication and client education, fostering relationships built on trust and transparency.Our founding principles of honesty, integrity, and dedication are embedded in every interaction, treating each client as an extension of our family. By combining industry expertise with a customer-first approach, we aim to simplify the mortgage journey, whether you're purchasing a home, refinancing, or exploring debt consolidation options.
Services
100% Financing
Cash Out Loans
Debt Consolidation
Home Improvement Loans
Home Equity Lines of Credit
Self-Employed Loans
No Income Verification
Bankruptcy Recovery
Highlights and features
- We offer 20+ years of mortgage industry experience to guide you through complex financial markets.
- Our team prioritizes personalized service, treating every client like family.
- Specialized loan programs cater to unique financial situations, including bankruptcy recovery.
- We emphasize transparent communication and client education throughout the loan process.
- Dedicated loan officers provide step-by-step support from application to closing.
Associations and certifications
- NMLS #1020886
What people say
Excellent job
Great experience
Expeditious service
Constant communication
Kept updated daily
Services
100% Financing
Our 100% financing program allows qualified borrowers to purchase or refinance properties without a down payment. This option is ideal for eligible applicants seeking to maximize their buying power while maintaining competitive interest rates and flexible terms.
Debt Consolidation
The debt consolidation loan program helps borrowers combine multiple high-interest debts into a single, manageable mortgage payment. This solution offers potential interest savings and simplifies financial obligations through structured repayment plans.
Home Equity Lines of Credit
HELOC provides homeowners access to revolving credit based on their property's equity. This flexible financing option features competitive rates and can be used for major expenses, home improvements, or emergency funds.
Cash Out Loans
Cash-out refinancing allows homeowners to convert equity into liquid funds while securing a new mortgage. This program supports financial goals like home renovations, education expenses, or business investments at favorable terms.
Self-Employed Loans
Tailored mortgage solutions for self-employed individuals with non-traditional income structures. Our program accommodates variable income documentation while offering competitive rates and flexible qualification criteria.
People
Brenna Olberding
President
With extensive leadership experience in mortgage operations, Brenna Olberding oversees strategic direction and company growth while maintaining commitment to client satisfaction and ethical lending practices.
Gus Olberding
Senior Loan Officer
As a seasoned mortgage professional, Gus Olberding specializes in guiding clients through complex refinancing scenarios while maintaining personalized service standards that prioritize client needs.
Jordan Golob
Loan Officer
Jordan Golob provides patient, individualized mortgage solutions with expertise in addressing unique client circumstances and ensuring smooth loan processing experiences for first-time and repeat borrowers.
Questions
What mortgage programs do you offer?
We provide 100% financing, cash-out refinancing, debt consolidation, home equity lines of credit, self-employed loans, and specialized programs for bankruptcy recovery cases.
How do I start the mortgage process?
Contact us at (888) 987-7333 for a consultation. Our loan officers will explain available options and guide you through pre-approval and application steps.
Can I qualify with non-traditional income?
Yes, our self-employed loan program accommodates alternative income verification methods while maintaining competitive rate structures for qualified applicants.
Do you work with bankruptcy applicants?
Yes, we offer specialized loan programs for applicants with bankruptcy histories, focusing on post-discharge eligibility and financial recovery pathways.
What areas do you serve?
While based in Davidson, NC, we provide mortgage services to clients across multiple states through our licensed loan officers and digital processing systems.
