Business Details
14 Years
experience
Trusted Mortgage Brokers in San Ramon, CA
Preferred Mortgage has been a trusted mortgage brokerage firm serving the Bay Area since 2012. Our team of licensed professionals brings diverse industry expertise to every client interaction, prioritizing transparency and comprehensive education throughout the loan process. We specialize in demystifying mortgage complexities, ensuring clients maintain full control over their financial decisions while accessing competitive rates and tailored solutions. Our commitment to exceptional service is reflected in our track record of positive client reviews and our dedication to maintaining the highest ethical standards in all transactions. 
Services
Purchase Loans
Refinance
FHA Loans
Commercial Loans
Bad Credit Loans
Details
- Year established: 2012
Highlights and features
- We offer over 10 years of mortgage industry experience since 2012
- Licensed mortgage professionals with diverse industry backgrounds
- Transparent process ensuring client understanding of all loan details
- 24/7 personalized customer support throughout the loan process
- Comprehensive mortgage solutions for all client needs and credit profiles
What people say
Knowledgeable staff
Transparent process
Timely service
Personalized guidance
Competitive rates
Services
Purchase Loans
Our purchase loan service helps homebuyers secure financing for residential properties. We offer competitive rates and personalized guidance through the entire buying process, from pre-approval to closing. Our team works with clients to understand their specific needs and financial situations to find the most suitable mortgage solutions.
Refinance
Our refinancing options help homeowners reduce monthly payments, shorten loan terms, or access equity. We provide comprehensive analysis of current mortgage terms versus potential benefits. The process includes rate comparison, documentation assistance, and transparent explanation of closing costs and long-term financial implications.
FHA Loans
We specialize in FHA-insured mortgage programs designed for first-time homebuyers and those with limited credit histories. Our experts guide clients through the qualification process, explain down payment requirements, and help meet government loan standards while ensuring competitive pricing and timely approvals.
Commercial Loans
Our commercial loan services cater to businesses seeking property financing. We offer tailored solutions for various property types, including office spaces, retail locations, and industrial facilities. The process involves detailed financial analysis, property assessment, and customized term structuring to meet business owners' specific investment goals.
Bad Credit Loans
We provide specialized mortgage programs for clients with credit challenges. Our team offers personalized credit assessment, explains qualification requirements, and presents available options while maintaining transparent communication about terms, rates, and potential pathways to improve creditworthiness through responsible homeownership.
Questions
What mortgage services do you offer?
We offer purchase loans, refinancing, FHA loans, commercial mortgages, and bad credit loan programs tailored to individual client needs.
How quickly can I get pre-approved?
Our pre-approval process typically completes within 24 hours with complete documentation submission.
Do you serve areas outside San Ramon?
We serve the entire Bay Area region with mortgage brokerage services and loan programs.
What credit score requirements do you have?
We offer programs for various credit profiles, including specialized options for clients with credit challenges.
How do you maintain transparency?
We explain all loan details in plain language, provide Good Faith Estimates, and avoid hidden fees throughout the process.
Are your mortgage professionals licensed?
All our loan officers are fully licensed professionals with active DRE and NMLS certifications.
