Business Details
20 Years
experience
Trusted Mortgage Solutions in Marietta, OH
Polaris Home Funding has been dedicated to providing comprehensive mortgage solutions since 2006. Our team of experienced professionals specializes in government-backed loan programs including FHA, USDA, VA, and reverse mortgages, with a particular focus on assisting clients with limited financial resources. We pride ourselves on personalized service, flexible scheduling including weekend appointments, and a streamlined application process designed to simplify homeownership. With expertise in credit rehabilitation and tailored financing options, we serve clients across Ohio and West Virginia while maintaining a strong commitment to community-focused lending practices. Services
FHA Loans
Reverse Mortgages
USDA Loans
VA Loans
Credit Rehabilitation
Details
- Year established: 2006
Highlights and features
- We offer 17+ years of specialized mortgage lending experience
- Our team specializes in government-backed loan programs
- We provide flexible appointment scheduling including evenings and weekends
- Our process focuses on helping clients with limited down payment funds
- We maintain multiple state licensing certifications for regulatory compliance
Associations and certifications
- NMLS
Services
FHA Loans
Our FHA loan program provides affordable home financing options with low down payment requirements. We guide clients through the application process with personalized support and competitive interest rates. Our experienced team helps first-time homebuyers and those with limited credit histories achieve homeownership in Ohio and West Virginia.
Reverse Mortgages
We offer reverse mortgage solutions for homeowners aged 62+ to convert home equity into usable funds. Our counselors explain all options with clear terms and flexible repayment plans. This program helps seniors maintain financial stability while remaining in their homes with no monthly mortgage payments required.
USDA Loans
Our USDA Rural Development loans provide zero-down payment options for qualified buyers in eligible rural areas. We assist with complete application packages and property eligibility verification. This program benefits moderate-income families seeking affordable housing in designated rural communities.
VA Loans
We specialize in VA home loans for active military members and veterans with no down payment requirements. Our dedicated specialists streamline the approval process using military service benefits. This program offers competitive rates and special considerations for service-related financial circumstances.
Credit Rehabilitation
Our credit improvement program helps clients strengthen financial profiles for loan eligibility. We provide personalized guidance on debt management and credit report corrections. This service prepares clients for successful mortgage applications through practical financial education and planning.
People
Ron Tomasch
Senior Loan Officer
With 17 years in mortgage lending, Ron specializes in government-backed loans and credit rehabilitation. He holds licenses in multiple states and focuses on helping clients achieve homeownership with limited resources.
Questions
What loan programs do you offer?
We offer FHA, USDA, VA, and reverse mortgage programs with specialized options for first-time homebuyers and clients with unique financial situations.
Do you work with first-time homebuyers?
Yes, we specialize in assisting first-time buyers with low down payment options and credit improvement guidance through government-backed loan programs.
Are you licensed in multiple states?
We hold active licenses in Ohio, West Virginia, Kentucky, Virginia, and Michigan with NMLS certification #38072 for nationwide compliance.
What are your business hours?
We offer flexible hours Monday-Saturday 9am-9pm and Sunday 1pm-5pm with after-hours consultations available by appointment.
Can you help with credit issues?
Our credit rehabilitation specialists provide personalized plans to improve credit scores and prepare clients for mortgage eligibility within 6-12 months.
Do you offer online applications?
Yes, we provide secure online application options with barcode scanning technology for document submission and real-time processing updates.