Loan officers, William DesPortes, Rob Grems, and David Lau, are both employees & owners for the CRM. With 58 years of combined experience Brokering Residential Real Estate Loans in the Vail Valley, we are your experienced local mortgage professionals. Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016.
Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
When combining this high level of customer service with an acute knowledge of the local real estate and mortgage markets, and a thorough understanding and continual study of the national and global lending industries and economies, clients can feel assured that they are in good hands for all of their residential mortgage financing needs.
Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
When combining this high level of customer service with an acute knowledge of the local real estate and mortgage markets, and a thorough understanding and continual study of the national and global lending industries and economies, clients can feel assured that they are in good hands for all of their residential mortgage financing needs.
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Originally from Columbia, South Carolina, William spent the first eighteen years of his life there.
An upbringing in the south-east established the core ethical and family fundamentals that are still ever present in his life today.
Attending a small school from kindergarten through high school graduation instilled an understanding of how to learn and the importance of education.
Athletic opportunities that were made available during that period of his life sparked interests that are still vibrant today in skiing, biking, running, swimming and tennis.
An upbringing in the south-east established the core ethical and family fundamentals that are still ever present in his life today.
Attending a small school from kindergarten through high school graduation instilled an understanding of how to learn and the importance of education.
Athletic opportunities that were made available during that period of his life sparked interests that are still vibrant today in skiing, biking, running, swimming and tennis.
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While the title of the column may not be William Shakespeare's exact words, the question is still a good one in the volatile and erratic mortgage market and interest rate environment.
As I have written about and discussed with many friends, clients and colleagues, I have ceased making predictions about where mortgage rates will go.
It seems impossible to know if we have seen a bottom for rates or what exactly may cause them to go higher.
When closing on the financing of either a refinance or a purchase transaction, interest on the loan will be collected from the borrower(s) and pre-paid to the lender upon funding of the loan.
As I have written about and discussed with many friends, clients and colleagues, I have ceased making predictions about where mortgage rates will go.
It seems impossible to know if we have seen a bottom for rates or what exactly may cause them to go higher.
When closing on the financing of either a refinance or a purchase transaction, interest on the loan will be collected from the borrower(s) and pre-paid to the lender upon funding of the loan.
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