Business Details
25 Years
experience
Your Trusted Mortgage Brokers in Durango, CO
Founded in 2001, Arete Mortgage has built a reputation for delivering personalized mortgage solutions tailored to each client's unique financial situation. Our team prioritizes client education, ensuring every borrower fully understands the loan process from application to closing. With deep roots in the Durango community, we combine local market expertise with a commitment to integrity and transparency. Our brokers specialize in navigating complex financial scenarios, having successfully secured loans for over a thousand clients through purchase, refinance, and equity-based programs. We maintain active memberships in the Better Business Bureau and local chambers of commerce, reflecting our dedication to ethical business practices.Our leadership's educational background in finance and real estate enables us to provide actionable insights that extend beyond standard mortgage offerings. By focusing on long-term client relationships rather than transactional interactions, we've cultivated a referral-based business model grounded in trust. Our office operations integrate both digital efficiency and personalized service, accommodating modern lending needs while maintaining human oversight. Through sponsorships of local nonprofits and public radio, we reinforce our commitment to community development alongside financial services. This holistic approach positions us as both mortgage experts and engaged community partners.
Services
Purchase Loans
Refinance Loans
Debt Consolidation
Home Equity Loans
Second Mortgages
Home Improvement Loans
Details
- Year established: 2001
Highlights and features
- We provide personalized loan education throughout the entire mortgage process
- Our brokers specialize in complex financial scenarios with tailored solutions
- We maintain 100% transparency with no hidden fees or surprises
- Our team holds active memberships in local business ethics organizations
- We offer customized loan plans beyond standard industry offerings
Associations and certifications
- Better Business Bureau of the Southwest
What people say
Top of the line integrity
Best in service quality
Efficient and professional
Genuine concern for clients
Fun and personable approach
Services
Purchase Loans
We specialize in customized purchase loan programs that match buyers' specific financial profiles. Our brokers analyze income structures, credit histories, and down payment capabilities to identify optimal financing options. Clients receive comprehensive guidance through property valuation requirements and underwriting processes.
Refinance Loans
Our refinance solutions focus on reducing monthly payments, shortening loan terms, or accessing home equity. We evaluate current market rates against clients' existing mortgages to determine refinancing viability. The process includes detailed break-even analysis and documentation preparation.
Home Equity Loans
We offer home equity loan programs that convert property value into usable funds for debt consolidation or home improvements. Our team explains loan-to-value calculations and repayment structures while ensuring clients understand associated risks.
Debt Consolidation
Our debt consolidation loans combine multiple obligations into single monthly payments with improved interest rates. We assess clients' total debt loads and property equity positions to structure effective consolidation strategies.
Home Improvement Loans
We provide specialized loans for residential upgrades through FHA 203(k) programs and conventional renovation mortgages. Our brokers coordinate with contractors to ensure project budgets align with financing parameters.
People
Jeanne Randazzo Szczech
President/Broker
Founder with 24 years mortgage industry experience, holding degrees in English and Education. Specializes in client education and customized loan solutions while maintaining active community involvement.
Allison Wall
Office Manager/Loan Processor
Experienced loan processor managing day-to-day operations with dual office and mobile communication capabilities. Provides technical expertise during loan documentation and submission phases.
Questions
What mortgage loan types do you specialize in?
We offer purchase loans, refinancing options, home equity loans, second mortgages, debt consolidation loans, and home improvement financing programs.
How do you help clients with challenging financial situations?
Our brokers analyze unique circumstances to create customized loan solutions, leveraging experience with credit challenges and complex income structures.
Are you licensed to operate outside Colorado?
Yes, we maintain active lending licenses in both Colorado and New Mexico for expanded service capabilities.
What sets your mortgage service apart from competitors?
We combine personalized education, local market expertise, and creative financing solutions with a 24-year track record of client satisfaction.
How can I start the mortgage application process?
Contact us directly via phone or our online form to connect with a licensed broker who will guide you through initial qualification steps.
