Business Details
45 Years
experience
Your Trusted Mortgage Partner in Maui, Hawaii
First Hawaiian Mortgage has been serving Maui and Hawaii's mortgage needs for over 40 years. Our team, led by Fran Mitsumura with 40+ years of local lending experience, specializes in navigating Hawaii's unique real estate landscape. We offer a comprehensive range of loan products including FHA, VA, USDA, construction, and commercial loans, tailored to first-time buyers, investors, and foreign borrowers. Our collaborative team approach ensures clients receive consistent, knowledgeable service, with over 20 years of collective experience resolving complex financing scenarios.Recognized as Realtors Choice 'Affiliate of the Year,' we combine deep community ties with technical expertise to deliver straightforward mortgage solutions. Our office remains committed to client service despite recent challenges, maintaining operations through dedicated communication channels. Backed by HighTechLending, Inc., we provide both local insight and institutional reliability for Hawaii's diverse mortgage requirements.
Services
FHA Loans
VA Loans
USDA Loans
Construction Loans
Land Financing
Condo-Hotels
Leasehold Properties
1031 Exchanges
Corporate Vesting
Home Equity Lines
Details
- Year established: 1981
Highlights and features
- 40+ years of Hawaii-specific mortgage expertise
- Team collaboration with 20+ years of collective experience
- Specialized knowledge of Maui's unique real estate market
- Comprehensive loan products for all property types
- Award-winning community-focused service
Services
FHA Loans
Federal Housing Administration loans provide accessible mortgage options with lower down payments. Ideal for first-time homebuyers and those with moderate credit histories. Our team simplifies the FHA loan process for Hawaii properties.
VA Loans
Specialized mortgage solutions for veterans and active military personnel. We leverage VA benefits to deliver competitive rates and zero down payment options for qualifying service members across Hawaii.
Construction Loans
Tailored financing for new home construction projects. Our experts guide clients through Hawaii's unique building regulations and land development challenges to transform construction dreams into reality.
Leasehold Properties
Specialized mortgage programs for leasehold estates where land and structures are separately owned. We navigate Hawaii's complex leasehold agreements to secure appropriate financing solutions.
Home Equity Lines
Flexible credit lines using home equity as collateral. Ideal for Hawaii homeowners seeking funds for renovations, education expenses, or investment opportunities while maintaining mortgage flexibility.
People
Frances Peart Mitsumura
Branch Manager/Mortgage Loan Officer
With 40+ years in Maui mortgage lending, Fran has closed 5,000+ loans. Recognized as Realtors Choice 'Affiliate of the Year,' she specializes in Hawaii's unique real estate challenges.
Teri Ann Elliot
Mortgage Loan Officer/Processing Manager
Seasoned mortgage professional with extensive experience managing loan processing operations. Provides expert guidance through complex mortgage transactions for Hawaii properties.
Rowena Baraoidan
Mortgage Loan Officer/Closing Manager
Closing specialist with deep understanding of Hawaii's mortgage closing requirements. Ensures smooth transaction completion for diverse property types across the islands.
Questions
What mortgage loan types do you offer?
We provide FHA, VA, USDA, conventional, construction, and specialty loans for unique properties like leaseholds and condo-hotels across Hawaii.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through Hawaii's market with FHA loans and other accessible mortgage programs.
Can you help with investment property financing?
We offer tailored solutions for investors including multi-family units, commercial properties, and 1031 exchange transactions throughout Hawaii.
How do you handle Maui's unique real estate challenges?
Our team has 40+ years of local experience navigating Hawaii's specific regulations, land use complexities, and property types.
What documentation is needed for a mortgage application?
Basic requirements include income verification, asset statements, and property details. Contact us for a complete checklist.
