The Mortgage Buyer
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The Mortgage Buyer, Inc. has established itself as one of the nation's premier private mortgage buyers. Founded in 1994, we have purchased thousands of privately held notes, mortgages, trust deeds and land contracts. Our 25-year history of doing business with honesty and integrity has made us one of the most accomplished mortgage buyers in the country.

We offer an iron-clad guarantee that you will receive the highest sale price for your note. Our company offers over 25-years experience as private mortgage buyers. We are A+ rated by the BBB and our Best Price Policy ensures that everyone who contacts us has an opportunity to receive the maximum sale price for their note or contract. At The Mortgage Buyer you will never receive a sales pitch, just straightforward talk and honest advice about your private mortgage investment.

When you decide to sell a private mortgage, deed of trust or contract for deed you have the option to convert all, or any portion of the future payments into cash. We invite you to contact our President John Avenia at (800) 618-2485, or Acquisition Specialist Heidi Cooper at (844) 999-9878, to speak with a seasoned professional about your privately held mortgage.
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Welcome to The Mortgage Buyer, one of the nation's premier private note, mortgage, deed of trust and land contract buyers.
Over our 27-year history John and Heidi have done business with the utmost of integrity, making us one of the most respected and accomplised note buyers in the country.
Doing so will allow us to evaluate your investment and present you with our best purchase offer.
We appreciate your visit and will be in touch shortly to discuss our purchase proposal with you.
Best Price Policy
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At The Mortgage Buyer we always strive to offer the best pricing possible to every note holder who contacts us.
As experienced professionals, we recognize that other note investment companies also have the ability to offer excellent prices.
The solution to this dilemma is our Highest Price Guaranty.
Taking advantage of our Highest Price Guaranty will ensure that you receive the highest sale price possible when you sell your mortgage note investment.
In instances where our initial purchase offer for your note is not the highest you receive, we will match it and beat that offer by $250.00.
Note Sale Options
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When most people think about selling their real estate note they only consider selling all of the remaining note payments.
The truth is, most note holders have multiple sale options available to them and there are many situations where selling only a portion of your note payments, rather than all of them, will provide the best financial results.
This is why it is important for you to know what your note sale options are and to conduct business with a company that will look out for your interests.
Note Sale Steps
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The process of selling a privately-held mortgage note involves a series of steps that generally take three to four weeks to complete.
Below is a chronological outline of the steps necessary to complete the sale of a note.
All pertinent documents will need to be reviewed, including the promissory note, mortgage, deed of trust or trust deed, and the settlement statement from the sale of the property.
The note holder will provide a twelve month payment history on note, along with evidence when the payments were received.
Defining Market Value
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The market value of an owner financed mortgage note is defined as the maximum cash price a note holder can sell it for in an active and competitive marketplace.
Fortunately for note holders, an active and competitive market does exist for privately held notes.
Online research will produce a large number of companies that purchase private mortgages.
Of these, there are a handful of experienced and reputable companies that you have an opportunity to do business with.
We recommend that note holders contact multiple note buyers before deciding who to conduct business with.
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