Business Details
Your Trusted Mortgage Broker in Derwood, MD
Aspen Home Mortgage Group, Inc. is a licensed mortgage brokerage firm serving the mid-Atlantic region with expertise in residential loan origination. Our team of highly trained Loan Officers operates across strategic locations in the Metro Area, combining advanced technology with personalized service to streamline the mortgage process. We maintain partnerships with major national lenders to offer competitive pricing and diverse loan programs, including FHA, VA, and conventional mortgages.Our commitment to transparency ensures clients receive the lowest available rates and fees while benefiting from tools like online mortgage calculators and secure application portals. With licensing in Maryland, DC, Virginia, and Delaware, we specialize in meeting the needs of both first-time homebuyers and experienced homeowners seeking refinancing solutions.
Services
FHA Loans
VA Loans
Refinance Options
HELOC
HARP Refinance
Conventional Loans
Reverse Mortgages
New Home Loans
Cash-Out Refinance
Highlights and features
- We offer FHA and VA loans with no points and closing within 30 days.
- Our team includes NMLS-licensed Loan Officers with regional market expertise.
- We provide access to competitive rates through partnerships with major lenders.
- Our secure online tools enable real-time rate checks and mortgage applications.
- We specialize in HARP refinancing for underwater homeowners.
What people say
Competitive rates
Knowledgeable staff
Fast processing
Online tools
Services
FHA Loans
FHA-insured mortgages require lower down payments and credit scores. Ideal for first-time buyers, these loans offer fixed rates and flexible qualification standards. We guide borrowers through the entire FHA loan process.
VA Loans
VA-guaranteed loans provide zero-down payment options for eligible veterans and service members. Our specialists help military borrowers access competitive rates and streamlined refinancing programs.
HARP Refinance
The HARP program helps homeowners with negative equity refinance into lower-rate mortgages. We assist borrowers whose loans are owned by Fannie Mae or Freddie Mac.
HELOC
HELOCs provide revolving credit using home equity as collateral. We offer flexible terms for homeowners needing funds for renovations, debt consolidation, or emergency expenses.
Conventional Loans
Fixed and adjustable-rate conventional loans suit borrowers with strong credit. We offer competitive pricing through major lenders for purchase and refinance transactions.
Questions
What loan types do you offer?
We provide FHA, VA, conventional, HELOC, and HARP refinance loans with competitive rates and flexible terms.
Can I apply online?
Yes, our secure website allows online mortgage applications and real-time rate checks for all loan programs.
Do you serve first-time homebuyers?
Yes, we specialize in FHA loans with low down payments and offer guidance for first-time homebuyers.
What areas do you serve?
We operate in Maryland, DC, Virginia, and Delaware with local Loan Officers in strategic locations.
How does the HARP program work?
HARP allows underwater homeowners to refinance into lower-rate mortgages if their loan is owned by Fannie Mae or Freddie Mac.
Can realtors partner with your company?
Yes, we provide dedicated resources and support for realtors assisting homebuyers in the mid-Atlantic region.
