Business Details
Your Trusted Mortgage Partner in Colorado
At Skyridge Lending, we are dedicated to helping clients navigate the complexities of mortgage financing with personalized solutions tailored to their unique financial situations. Our team of experts, supported by specialized product specialists and underwriters, continuously monitors market trends to provide the most current and competitive loan products available. By customizing mortgage options based on individual needs, we empower clients to make informed decisions while maintaining transparent communication throughout the entire process.Our commitment to excellence extends to collaborating closely with real estate professionals and builders, ensuring a seamless experience for all parties involved. With a focus on integrity, innovation, and client satisfaction, we strive to make homeownership accessible and stress-free for every borrower.
Services
VA Loans
Commercial Loans
Reverse Mortgages
Construction Loans
All-In-One Mortgage
Debt Service Coverage Ratio Loans
Rehab Refinance
Streamline Refinance
Highlights and features
- We offer customized mortgage solutions tailored to your financial situation.
- Our team provides daily market analysis to secure competitive loan products.
- We maintain transparent communication with all parties during the loan process.
- We specialize in streamlined refinancing and debt consolidation strategies.
- Our experts guide clients through complex mortgage insurance and overlay policies.
What people say
Personalized options
Knowledgeable team
Smooth process
Excellent support
Efficient service
Services
VA Loans
Specialized mortgage programs for veterans offering up to 100% financing with competitive rates. Our VA loans include IRRRL options for rate reductions and full cash-out refinances, with streamlined processes for qualified borrowers. We help veterans navigate funding fees and eligibility requirements.
Commercial Loans
Comprehensive financing solutions for commercial properties including multi-family units, retail spaces, and mixed-use developments. We offer DSCR loans that qualify based on property income, with options available in all 50 states for investors and developers.
All-In-One Mortgage
Integrated mortgage-checking account systems that reduce interest costs by applying deposits directly to principal balances. This innovative program allows borrowers to manage finances through a single account while accelerating mortgage payoff timelines with flexible access to funds.
Construction Loans
Tailored financing for new home construction with one-close and two-close options. We support owner-occupied, investment, and builder-spec projects, providing phased funding and flexible terms to accommodate various construction timelines and property types.
Debt Service Coverage Ratio Loans
Investment property loans qualified based on rental income projections rather than personal income. These commercial loans offer non-recourse financing options with depreciation benefits, ideal for seasoned and new real estate investors seeking portfolio growth opportunities.
People
James D Laing II
CEO / Loan Officer
With extensive industry experience, James leads Skyridge Lending's strategic direction while maintaining active client engagement as a loan officer.
Jarrod Newcom
Chief Operating Officer
Jarrod oversees daily operations and ensures efficient loan processing, combining leadership expertise with hands-on client service.
Steve Ginnett
Loan Officer
Steve specializes in personalized mortgage solutions, guiding clients through the loan process with exceptional attention to detail and care.
Alan Farrell
Loan Officer
Alan provides expert mortgage guidance, leveraging his knowledge to help clients achieve homeownership goals through tailored financing options.
Nancy Barlow
Loan Officer
Nancy combines mortgage expertise with client-focused service, assisting borrowers in navigating loan programs and closing processes efficiently.
Questions
What mortgage options do you offer for veterans?
We specialize in VA loans for veterans, including full-qualifying refinances and VA IRRRL options with low closing costs.
Can I refinance my investment property?
Yes, we offer DSCR loans for investment properties, allowing qualification based on property income rather than personal income.
How does the All-In-One mortgage work?
This program combines a mortgage with a linked checking account to reduce interest payments by applying deposits directly to principal.
What documents are needed for loan approval?
Required documents include tax returns, bank statements, property information, and identification, with specifics determined by loan type.
Do you offer construction financing?
We provide one-close and two-close construction loan options for owner-occupied and investment properties nationwide.
