Business Details
32 Years
experience
Your Trusted Arizona Mortgage Partner
Legend Mortgage has been a trusted name in residential financing since 1994. Our Arizona-based, family-owned business specializes in aligning homebuyers with tailored mortgage solutions through our expertise as Loan Curators. With a focus on meticulous loan process management, we ensure clients achieve their time and savings goals while navigating the complexities of home financing. Our commitment to innovation and personalized service has earned the trust of homeowners, partners, and communities across Arizona. Over 25 years, we have refined our approach to offer competitive rates, diverse loan programs, and a seamless experience for first-time buyers and seasoned investors alike.Our team combines deep local market knowledge with a comprehensive portfolio of mortgage options, including government-backed, conventional, and specialty loans. By maintaining a 100% customer satisfaction rate and an industry-leading 10-day average closing time, we prioritize transparency, efficiency, and client-centric outcomes. As a licensed Arizona mortgage provider with NMLS certification, we uphold the highest standards of professionalism and service excellence.
Services
FHA/VA Financing
Investor Loans
Construction Loans
Home Equity Lines
First Time Buyer Programs
Refinance Solutions
Self-Employed Mortgages
Jumbo Loans
Debt Consolidation
Reverse Mortgages
Details
- Year established: 1994
Highlights and features
- We offer 25+ years of Arizona mortgage expertise
- Our 10-day average closing process accelerates home purchases
- 100% customer satisfaction rate through personalized service
- Family-owned business with deep local market knowledge
- Comprehensive loan portfolio for diverse financial situations
Associations and certifications
- Arizona License #15751
- NMLS #182973
What people say
Exceptional service
Expertise
Client satisfaction
Seamless process
Competitive rates
Services
FHA/VA Financing
Specialized mortgage programs for veterans and first-time buyers offering low down payments and flexible credit requirements. Our FHA/VA financing solutions provide accessible pathways to homeownership while maintaining competitive interest rates and streamlined approval processes.
Construction Loans
Tailored financing for new home construction or major renovations with phased funding disbursements. We offer lot loans, rehab lending, and construction-to-permanent financing options that adapt to project timelines and budget requirements.
Home Equity Lines
Flexible credit lines leveraging home equity for debt consolidation, home improvements, or investment opportunities. Our HELOC products feature competitive rates, draw periods up to 10 years, and customizable repayment terms.
Refinance Solutions
Comprehensive refinancing options to reduce monthly payments, shorten loan terms, or access home equity. We analyze current market conditions and individual financial goals to optimize refinancing outcomes.
Investor Loans
Specialized mortgage products for real estate investors with portfolio management strategies. Our investor loans accommodate multiple properties, offer flexible income documentation, and support long-term wealth-building through rental property acquisitions.
People
Kurt Scheel
Founder
Established Legend Mortgage in 1994 after a commercial real estate career. Holds degrees from Miami University and Ohio State MBA program. Pioneered personalized mortgage services combining real estate expertise with financial acumen.
Lindsey Scheel
Mortgage Banker
Joined the company in 2018 with a decade of top-producing experience at Chase Bank. Graduated from Northern Arizona University with Finance and Marketing degrees. Specializes in client-focused mortgage solutions and term flexibility.
Chris Seymour
Loan Officer
Experienced mortgage professional serving Arizona clients from the Flagstaff branch. Provides localized expertise in home financing options and collaborates with the team to deliver comprehensive mortgage strategies.
Questions
What mortgage services do you offer?
We provide FHA/VA loans, jumbo loans, construction financing, home equity lines, refinance options, and specialized programs for first-time buyers and self-employed borrowers.
How long does the loan process take?
Our average closing time is 10 days, significantly faster than industry standards, through streamlined processes and dedicated loan management.
Do you work with first-time homebuyers?
Yes, we offer low down payment options and tailored guidance for first-time buyers navigating the mortgage process.
Are there options for self-employed borrowers?
We specialize in mortgage solutions for self-employed individuals with flexible documentation requirements and competitive rate structures.
How can I check my home's value?
Use our free online home value comparison tool to get an accurate estimate of your property's current market worth.
What areas do you serve?
We primarily serve Arizona residents with expertise in Flagstaff, Tubac, and surrounding communities' real estate markets.