Whether you're a first-time buyer, experienced homeowner, or are looking to refinance, we understand the Vermont market. Whether you're a first-time home buyer, experienced homeowner, or are looking to refinance with no closing costs, Mark Chaffee understands the Vermont mortgage market. Mark is one of Vermont's premier mortgage and refinance advisors with over 25 years experience in finding the right mortgage program to meet your individual needs.
From first time home buyer programs like VHFA, low down-payment programs like FHA, to conventional and Jumbo mortgages, Mark's experience will assure you access to low rates, low costs and the best possible advice. We have been doing business with Mark and his team for over 10 years we look forward to many more to come. Mark Chaffee is excellent. We've had a few opportunities to work with Mark over the years and we've had nothing but positive experiences.
His rates are highly competitive (in fact the best we've seen) and transactions are always smooth.
From first time home buyer programs like VHFA, low down-payment programs like FHA, to conventional and Jumbo mortgages, Mark's experience will assure you access to low rates, low costs and the best possible advice. We have been doing business with Mark and his team for over 10 years we look forward to many more to come. Mark Chaffee is excellent. We've had a few opportunities to work with Mark over the years and we've had nothing but positive experiences.
His rates are highly competitive (in fact the best we've seen) and transactions are always smooth.
Services
We are a relationship-driven business that offers our clients the best service in the industry.
Shawn Chapman is a results-oriented professional who finds the right product for the right customer.
Born in Vermont, he has been in the mortgage and consumer loan industry since 2002, where he has served as a member of the Vermont Mortgage Bankers Association, Rotary Club, and other local organizations.
Mortgage professional Mark Chaffee has been helping people achieve their financial and homeownership goals for over 25 years.
Shawn Chapman is a results-oriented professional who finds the right product for the right customer.
Born in Vermont, he has been in the mortgage and consumer loan industry since 2002, where he has served as a member of the Vermont Mortgage Bankers Association, Rotary Club, and other local organizations.
Mortgage professional Mark Chaffee has been helping people achieve their financial and homeownership goals for over 25 years.
We will help you feel confident in our guidance, minimize your stress, and meet all your mortgage needs by providing excellent service on a speedy timeline.
Buying a new home or property can be an exciting, but sometimes overwhelming process.
To help you successfully navigate the home loan process we have summarized it to provide you with a better understanding of what to expect.
In the world of real estate the terms "pre-qualification" and "pre-approval" are often used interchangeably.
However, they have two different meanings.
Buying a new home or property can be an exciting, but sometimes overwhelming process.
To help you successfully navigate the home loan process we have summarized it to provide you with a better understanding of what to expect.
In the world of real estate the terms "pre-qualification" and "pre-approval" are often used interchangeably.
However, they have two different meanings.
Whether you want to drop your interest rate, lower your monthly payment, eliminate PMI, shorten the term of your loan or cash out, we'll help you refinance with confidence!
Please note that the interest rate and APR are dependent on loan program selected and factors such as credit score.
Principal and Interest only.
Now you know your payment.
Scroll down to learn more about our no points/no closing cost lender credit refinance program!
At Draper and Kramer Mortgage Corp., we offer a way for qualified borrowers to refinance their current mortgage and pay no closing costs.
Please note that the interest rate and APR are dependent on loan program selected and factors such as credit score.
Principal and Interest only.
Now you know your payment.
Scroll down to learn more about our no points/no closing cost lender credit refinance program!
At Draper and Kramer Mortgage Corp., we offer a way for qualified borrowers to refinance their current mortgage and pay no closing costs.
There are many things to consider before diving into having two mortgage payments.
For starters, you want to make sure you can qualify for another mortgage loan.
A second home buyer has to carry the entire new mortgage payment without the benefit of rental income.
If you are buying an investment property you can generally use 75% of the current or expected rental income to help you qualify.
If you're considering purchasing an investment property or second home, make sure to talk to a qualified mortgage professional to better understand the options and avoid the potential pitfalls.
For starters, you want to make sure you can qualify for another mortgage loan.
A second home buyer has to carry the entire new mortgage payment without the benefit of rental income.
If you are buying an investment property you can generally use 75% of the current or expected rental income to help you qualify.
If you're considering purchasing an investment property or second home, make sure to talk to a qualified mortgage professional to better understand the options and avoid the potential pitfalls.
Don't let additional cash savings stand between you and purchasing a home.
Remember, in the time it takes you to save up extra money, rates and home prices may rise and today's affordability may slip away.
Instead of waiting years to save up for a more significant down-payment, contact us to see what low and no down-payment options are available.
You may be pleasantly surprised!
Rural Development offers a 100% financing option.
This is government backed program that helps borrowers become homeowners without significant cash in the bank.
Remember, in the time it takes you to save up extra money, rates and home prices may rise and today's affordability may slip away.
Instead of waiting years to save up for a more significant down-payment, contact us to see what low and no down-payment options are available.
You may be pleasantly surprised!
Rural Development offers a 100% financing option.
This is government backed program that helps borrowers become homeowners without significant cash in the bank.
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