Business Details
37 Years
experience
Trusted Mortgage Brokers in North Myrtle Beach, SC
Atlantic Coast Mortgage Group has been serving clients since 1989, offering tailored mortgage solutions with a commitment to personalized service. Our team of licensed professionals specializes in conventional, VA, FHA, and USDA loans, as well as reverse mortgages and investment property financing. With decades of combined experience, we prioritize transparency, efficiency, and client satisfaction. Our expertise in navigating complex loan programs ensures competitive rates and flexible terms.Backed by numerous testimonials, we pride ourselves on making the loan process seamless and stress-free. Our dedication to ethical practices and customer-centric approaches has established us as a trusted partner in homeownership. We serve clients across South Carolina, including North Myrtle Beach and Columbia, with two convenient office locations.
Services
Reverse Mortgages
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Cash-Out Refinance
Investment Property Loans
Second Home Loans
Jumbo Loans
Home Renovation Loans
Details
- Year established: 1989
Highlights and features
- We offer 30+ years of mortgage industry experience since 1989.
- Our team provides personalized loan solutions for unique financial situations.
- We guarantee fast processing with closings completed ahead of schedule.
- NMLS-compliant brokers ensure regulatory expertise and ethical standards.
- Client testimonials highlight our exceptional communication and problem-solving.
What people say
Awesome and fast
Smooth and easy
Creative in finding terms
Knowledgeable and professional
Best ever
Services
Reverse Mortgages
Reverse mortgages allow homeowners aged 62+ to convert equity into cash while retaining property ownership. Ideal for supplementing retirement income, these loans eliminate monthly payments. We guide clients through eligibility requirements and customized payout options.
Conventional Loans
Conventional loans offer flexible terms for primary residences, investment properties, and second homes. With options for low down payments and competitive rates, we help buyers meet specific financial goals. Our brokers simplify the underwriting process for qualified applicants.
FHA Loans
FHA loans provide low-down-payment options with lenient credit requirements. Designed for first-time buyers, these mortgages require as little as 3.5% down. We specialize in FHA 203(k) programs for purchase-plus-renovation projects.
VA Loans
VA loans offer zero-down financing for eligible veterans and service members. We streamline the process for these government-backed mortgages, ensuring competitive rates and minimal fees. Our team handles specialized documentation requirements with military service verification.
USDA Loans
USDA loans provide 100% financing for properties in designated rural areas. We assist applicants with income eligibility verification and property qualification. These zero-down mortgages include favorable terms for qualified buyers in eligible locations.
People
Wayne Page
Mortgage Broker
NMLS #278860 with decades of mortgage industry experience. Specializes in creative loan solutions for complex financial situations. Maintains exceptional client communication throughout the loan process.
Tina Page
Mortgage Broker
NMLS #271162 offering personalized mortgage guidance. Focuses on first-time homebuyer programs and refinancing opportunities. Known for attention to detail and timely loan closings.
Questions
What loan types do you offer?
We offer conventional, FHA, VA, USDA, reverse mortgages, jumbo loans, and investment property financing with down payment assistance programs available.
Can I qualify with bad credit?
Yes! Our brokers specialize in helping clients with credit challenges find competitive loan options while improving approval chances.
How long does the loan process take?
Most loans close within 6-8 weeks from pre-approval, with some completed faster depending on documentation and underwriting efficiency.
Do you offer refinancing options?
Yes, we provide rate-and-term refinancing, cash-out refinancing, and streamline options to help clients reduce payments or access home equity.
Are there first-time homebuyer programs?
We offer FHA loans with 3.5% down, USDA 100% financing, and SC Housing programs with $4,000 down payment assistance for qualified buyers.
Can self-employed individuals qualify?
Absolutely! We have specialized programs for self-employed borrowers using bank statements or alternative income documentation for qualification.
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