Business Details
13 Years
experience
Your Trusted Mortgage Partner in Benton, AR
The Jake Arey Mortgage Team is a locally rooted mortgage lending service dedicated to providing personalized, transparent, and efficient home financing solutions. With a focus on education, communication, and dedication, we empower clients to make informed decisions tailored to their unique financial goals. Our team of seasoned professionals, including loan officers, underwriters, and processors, operates entirely in-house to streamline the mortgage process. We specialize in a wide range of loan programs, including conventional, VA, FHA, USDA, and construction loans, ensuring accessibility for diverse client needs.Our commitment to adapting to industry advancements allows us to deliver cutting-edge services while maintaining a client-first approach. As a 100% local organization, we prioritize understanding the specific needs of our community, fostering trust through consistent support and clear guidance from pre-qualification to closing.
Services
Conventional Loans
VA Loans
Construction Loans
FHA Loans
USDA Loans
Details
- Year established: 2013
Highlights and features
- We provide personalized mortgage education to empower informed decisions.
- Our fully local team ensures tailored support and community expertise.
- We offer transparent communication with daily updates on loan progress.
- We specialize in diverse loan programs for first-time buyers and veterans.
- Our streamlined process minimizes stress from application to closing.
What people say
Best home purchasing experience
Seamless home purchase
Patient and helpful
Educated every step
Dedicated to client needs
Services
Conventional Loans
Conventional loans cater to borrowers with strong credit histories and substantial down payments. These fixed-rate or adjustable-rate mortgages offer flexibility in loan terms and are ideal for those seeking competitive interest rates without government-backed insurance. Our team guides clients through eligibility requirements and down payment options to secure optimal financing solutions.
VA Loans
VA loans provide 100% financing for eligible military personnel, veterans, and surviving spouses. These zero-down-payment mortgages feature competitive rates and no private mortgage insurance requirements. We specialize in navigating VA guidelines to ensure veterans access the full benefits of this program with minimal documentation and expedited approvals.
Construction Loans
Construction loans finance the building of custom homes from ground up. These short-term, interest-only loans cover land acquisition and construction costs, converting to permanent mortgages upon project completion. Our experts coordinate with builders and inspectors to ensure timely disbursements and adherence to budget throughout the building process.
FHA Loans
FHA loans assist first-time buyers with low down payments and lenient credit requirements. Insured by the Federal Housing Administration, these mortgages require as little as 3.5% down and offer flexible debt-to-income ratios. We help clients understand FHA property standards and streamline the approval process for affordable homeownership.
USDA Loans
USDA loans offer zero-down financing for homes in eligible rural areas. These income-restricted mortgages feature competitive rates and reduced mortgage insurance premiums. Our team verifies property eligibility and assists with income documentation to ensure clients in qualifying regions achieve affordable homeownership.
People
Jake Arey
Mortgage Loan Specialist
Jake Arey, a Saline County native, brings over a decade of mortgage expertise to his team. After starting his career in bond brokerage, he transitioned to mortgage lending in 2013, becoming a top-producing loan officer in Arkansas. He specializes in personalized client education and innovative financing solutions for first-time buyers and veterans.
Questions
What loan programs do you offer?
We offer conventional, VA, FHA, USDA, and construction loans to meet diverse homeownership needs.
How does pre-qualification work?
Pre-qualification involves reviewing your financial details to determine loan eligibility and budget-friendly home options.
Are you a local lender?
Yes, we're a 100% local team with in-house underwriting and processing for faster, personalized service.
Do you work with first-time buyers?
Yes, we specialize in guiding first-time buyers through down payment assistance programs and FHA loans.
