Business Details
We are a specialized Non-QM mortgage brokerage dedicated to borrowers who do not fit the traditional W-2 mold. Our firm is led by Steve Abo, a Senior Loan Officer and Certified Divorce Lending Professional with 35 years of mortgage experience. We prioritize a boutique approach, ensuring our clients have direct access to senior expertise from the first call until closing. Our team eliminates the frustration of call centers by personally structuring every file to maximize approval odds. We leverage a coordinated network of escrow, title, and lending partners to provide the muscle of a large operation with personalized attention.
Our expertise lies in navigating complex financial scenarios that traditional banks often turn away. We focus on qualifying borrowers based on actual cash flow, bank deposits, and assets. By utilizing a deep network of wholesale lenders, we identify the precise program for every unique scenario. We maintain rigorous professional standards to ensure every loan is moved forward efficiently. Our commitment to client satisfaction is reflected in our ability to turn a traditional no into a yes. We provide authoritative guidance to help self-employed borrowers and investors scale their portfolios.
Our expertise lies in navigating complex financial scenarios that traditional banks often turn away. We focus on qualifying borrowers based on actual cash flow, bank deposits, and assets. By utilizing a deep network of wholesale lenders, we identify the precise program for every unique scenario. We maintain rigorous professional standards to ensure every loan is moved forward efficiently. Our commitment to client satisfaction is reflected in our ability to turn a traditional no into a yes. We provide authoritative guidance to help self-employed borrowers and investors scale their portfolios.
Highlights and features
- Our leader possesses 35 years of mortgage experience.
- We provide direct access to a senior loan officer.
- Our matching engine analyzes 158 distinct loan programs.
- We utilize a coordinated network of national lending partners.
- Our lead officer is a Certified Divorce Lending Professional.
Services
DSCR Loans
These loans qualify borrowers based on the property's cash flow rather than personal income. They are designed specifically for real estate investors seeking to expand their portfolios. Clients benefit from a streamlined approval process that prioritizes the income-generating potential of the investment asset.
Bank Statement Loans
We offer financing for self-employed borrowers who cannot provide traditional W-2 documentation. By analyzing bank deposits, we verify income and creditworthiness more accurately. This service allows business owners to secure funding based on their actual liquid cash flow.
Asset-Based Loans
Our asset-based financing focuses on the borrower's total wealth and holdings. This is an ideal solution for high-net-worth individuals with significant assets but limited taxable income. Clients gain access to capital by leveraging their existing financial strength.
Fix-and-Flip Financing
We provide specialized loans for investors purchasing properties to renovate and resell. Our team structures these files to ensure fast funding and efficient closing. Investors benefit from tailored terms that support the short-term nature of property flipping.
Foreign National Loans
We offer mortgage solutions for non-US citizens looking to invest in American real estate. Our team navigates the unique documentation requirements associated with international borrowers. This enables global investors to acquire properties through a professional, structured lending process.
