Business Details
30 Years
experience
Trusted Agriculture Mortgage Loans in the Western U.S.
Pacific Intermountain Mortgage has been dedicated to empowering farmers and ranchers since 1996. Our expertise lies in utilizing Farmer Mac I and Farmer Mac II programs to provide long-term financing solutions for farm and ranch real estate purchases, improvements, and debt consolidation. As one of the largest FSA Guarantee Lenders in the Northwest, we serve clients across all western states with a focus on personalized service and tailored financial strategies. Our team of experienced professionals specializes in navigating agricultural loan programs, ensuring clients receive competitive rates and comprehensive support throughout the lending process.With over 25 years of industry experience, we prioritize integrity, transparency, and client satisfaction, helping borrowers achieve their agricultural goals. Our commitment to excellence is reflected in our customer testimonials, which highlight our responsiveness, industry knowledge, and innovative approach to financing. We pride ourselves on being a trusted partner in the agricultural community, offering a range of loan products designed to meet diverse operational needs.
Services
Farm & Ranch Loans
Refinancing Services
FSA Guarantee Loans
Beginning Farmer Loans
Loan Processing
Details
- Year established: 1996
Highlights and features
- We specialize in Farmer Mac Products with over 25 years of program-specific expertise.
- Our small team provides personalized service and dedicated client support.
- We offer customized loan solutions tailored to individual agricultural operations.
- We have extensive experience with FSA Guarantee Loan programs and applications.
- Our team prioritizes transparency and clear communication throughout the lending process.
What people say
Knowledgeable about agriculture industry
Prompt email responses
Creative out of the box thinking
Open-minded and resourceful
Solid understanding of farm loan programs
Services
FSA Guarantee Loans
FSA Guarantee Loans provide financial resources for purchasing farmland, expanding operations, or restructuring debt. These loans offer competitive rates, fixed or variable options, and amortization up to 30 years. Our team simplifies the application process for farmers seeking reliable financing solutions.
Farmer Mac I Loans
Farmer Mac I Loans finance farm purchases, improvements, and debt consolidation. With competitive rates and flexible terms up to 30 years, these loans cater to long-term agricultural needs. We streamline the approval process for hassle-free mortgage solutions.
Beginning Farmer Loans
Designed for farmers in their first decade of operation, these loans offer lower rates and flexible down payment options. We help new agricultural entrepreneurs access capital and build sustainable operations through specialized financing programs.
Refinancing Services
Our refinancing solutions help farmers consolidate existing debt or improve loan terms. By leveraging Farmer Mac programs, we provide cost-effective options to enhance financial stability and operational efficiency for agricultural businesses.
Loan Processing
We guide clients through every step of the loan process, from document preparation to final approval. Our team ensures timely processing and clear communication, making agricultural financing accessible and stress-free for all borrowers.
People
Lisa Howarth
Loan Officer
Lisa Howarth brings extensive agricultural lending experience to her role as Loan Officer. She specializes in guiding clients through complex farm loan programs with personalized solutions and dedicated support.
Cassi Johnson
Loan Officer
Cassi Johnson combines industry expertise with client-focused service as a Loan Officer. She helps farmers navigate financing options and achieve their operational goals through tailored mortgage solutions.
Tessa Hyland
Office Manager
Tessa Hyland ensures smooth operations as Office Manager, coordinating administrative functions and supporting clients with professionalism and efficiency in agricultural lending processes.
Mike Ogan
Loan Officer
Mike Ogan provides expert loan guidance with a focus on agricultural financing needs. His experience in mortgage programs helps clients secure optimal solutions for farm ownership and expansion.
Questions
What loan programs do you specialize in?
We specialize in Farmer Mac I and II programs, FSA Guarantee Loans, and Beginning Farmer Loans tailored for agricultural needs.
Do you serve all Western U.S. states?
Yes, we provide agricultural mortgage services to farmers and ranchers across all western states.
What documents are required for loan applications?
Applicants need tax returns, profit/loss statements, balance sheets, and operational budgets for processing.
How long does the loan approval process take?
Processing times vary, but our team works efficiently to complete approvals as quickly as possible.
Can new farmers qualify for financing?
Yes, we offer specialized programs for beginning farmers with flexible terms and down payment assistance.