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Endurance Mortgage Endurance Mortgage
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Business Details
8 Years
experience
Your Trusted Mortgage Partner in Pineville, LA
At Endurance Mortgage, we are committed to providing personalized mortgage solutions tailored to meet the unique needs of each client. With over 52 years of combined experience from our founding companies, we bring a wealth of knowledge and expertise to the mortgage industry. Our team is dedicated to guiding clients through every step of the loan process, ensuring transparency, efficiency, and exceptional service. We specialize in Conventional, VA, FHA, and Rural Development loan programs, catering to first-time homebuyers and those seeking to refinance.

As Cenla's largest locally owned mortgage lender, we prioritize building lasting relationships and delivering timely closings. Our core values drive every decision, ensuring we uphold the highest standards of integrity and customer satisfaction. With offices in Pineville, Louisiana, we serve clients across Louisiana and Alabama, offering competitive rates and a personable approach that sets us apart from larger institutions.
Services
VA Loans FHA Loans Conventional Loans Rural Development Loans Refinancing Home Purchase Loans Mortgage Processing Loan Approval Assistance Credit Counseling Closing Services
Details
  • Year established: 2018
Highlights and features
  • We offer 52+ years of combined mortgage industry experience.
  • Our team provides personalized guidance through the entire loan process.
  • We are Cenla's largest locally owned mortgage lender.
  • We guarantee transparent communication and no hidden fees.
  • Our loan options include VA, FHA, Conventional, and Rural Development programs.
Associations and certifications
  • NMLS #103927
What people say
Great service Friendly people Very helpful Quick service Family of great people
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Services
VA Loans
VA loans are designed for eligible veterans, active-duty personnel, and Reservists/National Guard members purchasing primary residences. These loans require no down payment and are backed by the Department of Veterans Affairs. Endurance Mortgage assists clients in obtaining certificates of eligibility and securing loans up to $806,500 with no monthly PMI or prepayment penalties.
FHA Loans
FHA loans offer federally insured financing with a minimum 3.5% down payment for U.S. residents. Endurance Mortgage provides FHA loans up to $524,255, requiring a 1.75% funding fee and monthly PMI. Our team guides clients through credit score requirements and down payment assistance programs to ensure accessible homeownership.
Conventional Loans
Conventional loans are uninsured by the federal government, requiring 20% down payment or 5% with mortgage insurance. Endurance Mortgage offers conventional loans up to $806,500 with no prepayment penalties. Our experts help clients navigate credit score requirements and mortgage insurance options for competitive financing solutions.
Rural Development Loans
Rural Development loans finance 100% of purchase prices for properties in rural areas or towns with under 20,000 residents. Endurance Mortgage assists clients with no down payment requirements, income limits, and funding fees. We ensure compliance with USDA guidelines while providing flexible financing for eligible homebuyers.
Refinancing
Endurance Mortgage offers refinancing solutions to help homeowners reduce rates, adjust loan terms, or access equity. Our process includes credit re-evaluation, appraisal coordination, and underwriting support. We prioritize timely closings and transparent communication to ensure seamless transitions for clients seeking improved mortgage terms.
People
Robert Joey Naquin
Owner
Joey Naquin has 29 years of mortgage industry experience. He graduated from LSU and has led Endurance Mortgage since its 2018 merger. He focuses on client relationships and operational excellence.
Stacy Salter Vercher
Co-Owner
Stacy Vercher brings 20 years of mortgage expertise as co-owner. She founded Prestige Mortgage and prioritizes client-first service. She graduated from LSUS and leads strategic operations at Endurance Mortgage.
Misti Morgan
Office Manager
Misti Morgan manages daily operations with local expertise. A Central Louisiana native, she ensures smooth administrative processes and client support as the face of Endurance Mortgage's Pineville office.
Angela Glorioso
Mortgage Loan Originator
Angela Glorioso transitioned from mortgage processor to loan originator. She specializes in client communication and loan structuring, leveraging her extensive industry knowledge to guide borrowers through financing options.
Terri Churchman
Mortgage Loan Originator
Terri Churchman has 17.5 years of VA Medical Center experience and focuses on veteran loan needs. She combines sales expertise with personalized service to help clients achieve homeownership goals.
Questions
What loan programs does Endurance Mortgage offer?
We offer Conventional, VA, FHA, and Rural Development loan programs for home purchases and refinancing.
How long does the mortgage process take?
Our process typically takes 30-45 days, depending on appraisal timing and underwriting requirements.
What credit score is required for each loan type?
VA loans require 500+, FHA needs 580+ (or 500-579 with 10% down), and Conventional requires 620+.
Can I use gift funds for down payments?
Yes, FHA loans allow gift funds for down payments with proper documentation from donors.
Do you service loans after closing?
We sell 100% of our loans, so you'll receive payment instructions from your new servicer at closing.
Are there prepayment penalties?
No, all our loan programs allow penalty-free prepayment of your mortgage balance.
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