Business Details
Your Trusted Mortgage Partner in Decatur, AL
At First Mortgage Group, we are dedicated to delivering high-quality mortgage services tailored to meet the unique needs of each client. Our team of experienced professionals specializes in providing competitive rates and streamlined loan processes for home purchases, refinancing, and debt consolidation. With a focus on personalized service, we work one-on-one with clients to ensure they find the right financing solutions. Trusted within the Decatur community, we prioritize client privacy and security while maintaining a commitment to building lasting relationships through exceptional service. 
Services
Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Cash-Out Refinancing
Highlights and features
- Experienced mortgage professionals with local market expertise
- Competitive rates across diverse loan programs
- Personalized one-on-one client service
- Proven track record of timely loan closings
- Community-trusted mortgage provider since 2005
Associations and certifications
- NMLS
Services
Purchase Loans
Our purchase loan programs help buyers achieve homeownership with competitive rates and flexible terms. We offer conventional, FHA, and VA options tailored to individual financial situations. Our experts guide clients through the entire process from pre-approval to closing.
Refinance Loans
Refinance your existing mortgage to lower payments, reduce interest rates, or access home equity. We provide cash-out refinancing and rate-and-term options with personalized advice to maximize financial benefits for Decatur homeowners.
FHA Loans
FHA-insured loans offer low down payments and easier qualification for first-time buyers. Our specialists help applicants meet requirements while explaining benefits like reduced closing costs and flexible credit standards.
VA Loans
We specialize in VA loans for veterans and active military members, offering zero-down payment options and competitive rates. Our team handles all documentation requirements to ensure smooth processing for eligible service members.
Conventional Loans
Our conventional loan programs provide flexible terms for buyers with strong credit profiles. We offer competitive pricing with options for fixed or adjustable rates, helping clients choose the best long-term solution.
Questions
What loan programs do you offer?
We offer FHA, VA, conventional, jumbo, and cash-out refinance loans tailored to meet various financial situations and homeownership goals.
How can I get pre-approved for a mortgage?
Start by submitting our online application or contacting our Decatur office to speak with a loan officer about your financial situation.
Do you offer refinancing options?
Yes, we provide rate-and-term refinancing and cash-out options to help homeowners lower payments or access equity.
What are current mortgage rates?
Rates change daily based on market conditions. Contact us directly for the most up-to-date rate information.
How long does the loan process take?
Our average closing time is 30-45 days, though we work to expedite the process whenever possible.