Business Details
8 Years
experience
Your Trusted Title Insurance Partner in Saint Clair Shores
Mortgage Center Title was established to serve the credit union industry by providing comprehensive title insurance and mortgage closing services. Our team specializes in personal service, on-site first mortgage closings, and competitive rate structures designed to meet the unique needs of credit unions and their members. We prioritize efficiency through easy online ordering, fast turnaround times, and remote closings by mail, ensuring a seamless experience for our clients. Our commitment to excellence is reinforced by a customer service appreciation program that recognizes outstanding service from our team members. With offices in Saint Clair Shores, Troy, and Shelby Township, we deliver tailored solutions including simultaneous home equity closings, 2-for-1 closings without additional fees, and cross-selling assistance to enhance product offerings.Our ALTA residential coverage policies and supplemental endorsements provide robust protection for lenders and property owners. We maintain transparency through detailed owner/encumbrance reports and flexible fee structures for lot and acreage assessments. Backed by Fidelity National Title Group, our underwriting partnerships ensure industry-leading standards. Our decade-plus experience in the title insurance sector demonstrates our authority in mitigating real estate transaction risks. We adhere to strict ethical guidelines and prioritize client satisfaction through clear communication and innovative service delivery models.
Services
Title Insurance
Mortgage Closings
Home Equity Loans
HELOCs
ALTA Policies
Remote Closings
Simultaneous Closings
Owner Reports
Cross-Selling Assistance
Wire Fraud Protection
Details
- Year established: 2018
Highlights and features
- We offer 2-for-1 closings with no additional fees for simultaneous loans
- Our team provides remote closings by mail for added convenience
- Competitive ALTA policy pricing with coverage up to $250,000
- Customer service program rewards exceptional employee performance
- 15+ years serving Michigan credit unions with tailored title solutions
Associations and certifications
- Fidelity National Title Group
Services
Title Insurance
Our title insurance policies protect lenders and property owners against financial loss from title defects. We offer ALTA residential coverage that ensures clear property ownership records and covers undisclosed liens. Our policies include supplemental endorsements for expanded protection during real estate transactions.
Mortgage Closings
We facilitate efficient mortgage closings with on-site and remote options. Our services include simultaneous home equity closings and 2-for-1 transactions without additional fees. Our experienced team ensures compliance with all legal requirements while maintaining fast turnaround times for credit union clients.
Owner Reports
Our detailed owner/encumbrance reports provide comprehensive property information. These reports include grantor/grantee details, open encumbrances, and tax information for residential properties. Fees start at $125 for lot assessments and $150 for acreage evaluations.
Remote Closings
Our mail closing service enables convenient transaction completion without in-person meetings. Clients receive all necessary documentation through secure channels. This service maintains the same rigorous standards as in-person closings while offering greater flexibility for geographically dispersed parties.
Wire Fraud Protection
We provide comprehensive wire fraud protection education through instructional videos and security protocols. Our resources help clients recognize and prevent real estate transaction fraud, protecting against financial loss during property transfers and mortgage processes.
Questions
What title insurance coverage options do you offer?
We provide ALTA Residential Coverage Junior Loan Policies up to $250,000 with supplemental endorsements. Our policies protect against undisclosed liens and title defects with competitive pricing starting at $125.
Can you handle simultaneous mortgage closings?
Yes, we offer 2-for-1 closings for simultaneous first and second mortgages without additional fees. This service requires coordination between lenders but maintains the same high standards as individual closings.
Do you provide remote closing options?
We offer complete remote closings by mail with secure document transmission. Clients receive step-by-step instructions and support throughout the process to ensure compliance with all legal requirements.
How do you ensure service quality?
Our Customer Service Appreciation Program rewards exceptional employee performance through random quarterly awards. Clients can submit feedback about their experiences with specific team members for recognition.
What areas do you serve?
We primarily serve Michigan credit unions and clients with offices in Saint Clair Shores, Troy, and Shelby Township. Our remote services extend our reach to clients throughout the state.
