Business Details
Your Trusted Community Bank in Coshocton, OH
The Home Loan Savings Bank has been dedicated to meeting the financial needs of the Coshocton County area since 1882. Our commitment to the community remains unwavering, with all loan and operational decisions made locally to ensure personalized service. We specialize in tailoring financial solutions to meet the unique needs of our customers, focusing on building long-term relationships rather than simply opening accounts. With five Ohio offices spanning Coshocton, Knox, and Licking Counties, we provide convenient access to a full range of banking services. Our offerings include lending products, savings and checking accounts, IRAs, CDs, health savings accounts, and investment services through The Home Loan Financial Services.We prioritize customer satisfaction through competitive rates, no monthly service fees, and convenient online tools. Our locally managed approach ensures we understand and respond to the specific needs of our community. We invite you to explore our website to discover how we can help you achieve your financial goals. With over 140 years of experience, we remain committed to serving as a trusted financial partner for generations to come. Our team is dedicated to providing exceptional service that reflects our deep roots in the communities we serve.
Services
Personal Checking
Savings Accounts
Mortgage Loans
Auto Loans
Business Checking
Investment Services
Online Banking
Credit Cards
Home Equity Loans
Equipment Loans
Highlights and features
- We make all lending and operational decisions locally to better serve community needs
- Our bank has served Coshocton County continuously since 1882 with deep local expertise
- We offer no monthly service fees on checking accounts with convenient online tools
- Our tailored financial solutions address the specific needs of individuals and businesses
- We maintain five convenient locations across three Ohio counties with personalized service
Associations and certifications
- FDIC
Services
Personal Checking
Our personal checking accounts offer no monthly service fees with convenient online tools and high yield options. Customers enjoy 24/7 online access, mobile check deposit, and competitive interest rates. These accounts are designed to meet diverse financial needs while maintaining accessibility and affordability for everyday banking.
Mortgage Loans
We provide comprehensive mortgage loan solutions including the Ohio Homebuyer Plus Program with 5.50% APY and $500 closing cost reduction. Our locally managed lending process ensures personalized service for home purchases, refinancing, and equity solutions. Competitive rates and community-focused underwriting help make homeownership accessible across our service areas.
Business Checking
Our business checking accounts offer tailored solutions for commercial clients including remote deposit, cash management, and revolving credit lines. Specialized services like merchant card processing and equipment financing support local businesses. 24/7 online access and local decision-making ensure timely, customized financial support for business growth.
Savings Accounts
We offer multiple savings options including the 360 Saver with 0.50% APY and the 12-month certificate at 4.15% APY. Our savings products combine competitive returns with security through FDIC insurance. Special promotions like the 14.30% APY 360 Cash Anniversary Special provide limited-time opportunities for enhanced returns.
Online Banking
Our 24/7 online banking platform provides free access to account management, bill payment, and mobile check deposit. Features include real-time transaction tracking, eStatements, and secure messaging. The mobile app enables convenient banking from anywhere with tools for budgeting, alerts, and instant customer support access.
Questions
What types of checking accounts do you offer?
We provide multiple checking options with no monthly service fees, including standard accounts with ATM access and online banking features.
How can I apply for a mortgage loan?
Visit our website to explore loan options or contact our local offices for personalized assistance with mortgage applications and pre-approvals.
Do you offer business banking services?
Yes, we provide business checking, commercial loans, cash management, and merchant services tailored to local businesses' needs.
What online banking features are available?
Our digital platform includes 24/7 account access, mobile check deposit, bill payment, and real-time transaction alerts through our mobile app.
Are my deposits FDIC insured?
Yes, all deposit accounts at The Home Loan Savings Bank are FDIC insured up to applicable limits.
What investment services do you provide?
Through The Home Loan Financial Services, we offer investment options including retirement accounts and wealth management solutions.