Business Details
15 Years
experience
Your Trusted Mortgage Processing Partner in California
Founded in 2011 by Jessica Burton, J AND J MORTGAGE was built on the belief that exceptional service and industry expertise could transform mortgage processing. Starting from a single garage, weve grown into a trusted team dedicated to staying at the forefront of lending innovations while delivering personalized solutions. Our mission remains unchanged: to simplify complex mortgage processes for clients and partners through transparency, cutting-edge knowledge, and unwavering commitment to quality.With decades of combined experience, we specialize in streamlining loan workflows, providing tailored training programs, and offering strategic consulting to empower businesses across California. Our reputation for integrity and reliability has been earned through consistent delivery of results-driven services that prioritize client needs above all else.
Services
Mortgage Processing
Loan Origination
Training Programs
Consulting Services
Fixed Rate Mortgages
VA Loans
FHA Financing
Non-Traditional Mortgages
Details
- Year established: 2011
Highlights and features
- We offer 12+ years of mortgage industry expertise since 2011
- Our team provides cutting-edge loan processing solutions
- We deliver customized training for processors and loan officers
- We maintain transparent communication throughout the mortgage process
- We specialize in California-specific lending requirements
What people say
Great resource
Talented processors
Trustworthy company
Exceptional service
Honest and trustworthy
Services
Mortgage Processing
Our mortgage processing service handles day-to-day lending tasks to streamline your operations. We manage file registration, disclosure preparation, lender submissions, and underwriting coordination. Our experienced team ensures compliance with current regulations while maintaining efficient workflows for faster loan closures.
Training Programs
We provide comprehensive training for mortgage professionals covering essential processes and industry standards. Our programs accommodate team sessions, one-on-one instruction, and virtual learning formats. Training topics include specific lending tasks, compliance requirements, and best practices for modern mortgage operations.
Fixed Rate Mortgages
Our fixed rate mortgage solutions offer predictable financing for home purchases and refinancing. We help clients understand long-term benefits and determine suitability based on individual financial situations. Our experts guide borrowers through the application process with clear explanations of terms and requirements.
VA Loans
We specialize in VA loan programs designed for eligible veterans and service members. Our team explains VA-specific benefits like competitive rates and higher purchasing power. We assist with documentation requirements and ensure compliance with VA guidelines throughout the loan process.
Consulting Services
Our consulting service provides strategic guidance for mortgage businesses seeking growth or operational improvements. We share industry insights on process optimization, compliance management, and market trends. Clients receive tailored recommendations based on current challenges and business objectives.
People
Jessica Burton
Founder
Jessica Burton founded J AND J MORTGAGE in 2011 with a vision to revolutionize mortgage processing. Starting from a single garage, she built a team of experts committed to industry innovation while maintaining personalized service. Her leadership focuses on combining technical expertise with client-centric solutions.
Questions
What mortgage services do you offer?
We provide mortgage processing, loan origination, training programs, and consulting services for California clients. Our expertise includes fixed rate mortgages, VA loans, FHA financing, and non-traditional mortgage solutions.
How do you simplify mortgage processing?
Our experienced team handles file registration, disclosures, lender submissions, and underwriting coordination. We streamline workflows to reduce your administrative burden while maintaining compliance with current regulations and industry standards.
Are you licensed to operate in California?
Yes, we hold NMLS# 737098 and California Department of Real Estate license #018963345. Our operations comply with all state and federal mortgage industry regulations.
What loan types do you specialize in?
We specialize in fixed rate mortgages, VA loans for veterans, FHA/USDA financing for first-time homebuyers, and non-traditional mortgage solutions for unique situations across California.