Business Details
35 Years
experience
Your Trusted Mortgage Advisor in Alpharetta, GA
Capital Mortgage Advisors has been dedicated to transforming the mortgage experience since 1991. As a dba of Mortgage Assurance Inc., we combine decades of expertise with cutting-edge technology to deliver competitive pricing and personalized solutions. Our team of seasoned loan officers works tirelessly to customize pathways to homeownership, serving clients across Alabama, Florida, Arkansas, and Georgia.With VA approval since 1992 and a commitment to prompt closings, we prioritize transparency, education, and lifelong client relationships. Our mission is to empower clients with informed decisions, leveraging our network of lenders to ensure optimal financial outcomes.
Services
VA Home Loans
FHA Loans
Reverse Mortgages
Fixed Rate Mortgages
Jumbo Loans
USDA Loans
Adjustable Rate Mortgages
Self-Employed Home Loans
ECOP Programs
HECM Reverse Mortgages
Details
- Year established: 1991
Highlights and features
- We offer competitive mortgage rates and personalized solutions.
- Experienced since 1991 with VA approval since 1992.
- Licensed in AL, FL, GA, and AR to serve diverse clients.
- Customized mortgage paths for all credit and income levels.
- Commitment to prompt closings and exceptional customer service.
Associations and certifications
- Veterans Administration (VA)
What people say
Smoothest closing experience
Best mortgage experience
Responsive and knowledgeable
Competitive rates
Professional and thorough
Services
VA Home Loans
Specialized mortgage solutions for veterans and active-duty personnel. Our VA-approved lending team offers zero-down payment options, competitive rates, and streamlined processes. We guide clients through eligibility requirements and documentation to ensure accessible homeownership opportunities for those who serve.
FHA Loans
Affordable mortgage options for first-time buyers and those with lower credit scores. Our FHA-certified specialists help clients navigate 3.5% down payment requirements and flexible qualification standards. We provide comprehensive guidance from pre-approval to closing for sustainable homeownership.
Reverse Mortgages
Financial tools for seniors aged 62+ to access home equity. Our certified counselors explain HECM program details, including payment options and impact on benefits. We ensure clients understand requirements and help them maximize retirement income while maintaining home ownership.
Fixed Rate Mortgages
Predictable 15- and 30-year mortgage options with locked-in rates. Our advisors explain rate/term tradeoffs and help clients choose optimal payment structures. We offer competitive pricing and transparent breakdowns of closing costs for long-term financial planning.
Jumbo Loans
Financing solutions exceeding conventional loan limits. Our specialists work with high-income earners and those purchasing premium properties, offering tailored underwriting criteria and competitive rates. We provide clear documentation requirements and personalized risk assessments for complex transactions.
People
RC Thielemann
Loan Officer
RC combines 20+ years of mortgage expertise with personalized service. Clients praise his calm demeanor during stressful transactions and ability to meet tight deadlines. He specializes in complex loan scenarios and maintains clear communication throughout the process.
Andy Geismar
Loan Officer
Andy delivers efficient refinancing solutions with electronic processing options. Known for rapid response times and competitive rate negotiations, he helps clients reduce monthly payments through strategic timing. Clients highlight his proactive problem-solving and home closing flexibility.
Randy Garrett
Loan Officer
Randy specializes in first-time homebuyer education and documentation preparation. With multiple client referrals from realtors, he streamlines the mortgage process through thorough preparation and lender coordination. Clients emphasize his availability and ability to meet aggressive closing timelines.
Questions
What mortgage options do you offer?
We provide VA, FHA, USDA, conventional, jumbo, reverse, and adjustable-rate mortgages. Our specialists help clients choose between 15- and 30-year terms based on financial goals.
How do you customize mortgage solutions?
Our advisors analyze credit profiles, income sources, and homeownership goals to recommend optimal loan structures. We compare offers from multiple lenders to secure the best rates and terms.
Are you licensed in my state?
We're licensed in Alabama, Florida, Arkansas, and Georgia. Our VA approval since 1992 enables veteran loan services across these states with specialized benefits.
What documents are needed for pre-approval?
Basic pre-approval requires income verification, asset statements, and credit history. Our team provides personalized checklists and explains documentation requirements during initial consultations.
How does refinancing work?
We analyze current rates, equity positions, and financial objectives to determine refinancing viability. The process typically takes 21-45 days with electronic document options available for convenience.
