Business Details
Your Georgia Banking Partner for Life
At BankSouth, we recognize the profound responsibility of safeguarding our clients' financial assets while providing accessible, secure banking solutions tailored to evolving needs. With a legacy of supporting Georgia's communities for over a decade, our institution combines generational expertise with modern financial tools to serve both personal and business clients. Our team of seasoned professionals prioritizes relationship-driven banking, offering specialized services in personal account management, commercial lending, and mortgage financing.Backed by FDIC insurance and a commitment to technological innovation, we deliver trusted financial guidance through physical branches and digital platforms. Our operational philosophy emphasizes transparency in all transactions, continuous financial education for clients, and community reinvestment initiatives that foster local economic growth. This dual focus on technological advancement and personalized service positions us as a reliable partner for clients navigating complex financial landscapes.
Services
Personal Checking
Business Savings
Mortgage Loans
Commercial Lending
Online Banking
Cash Management
Remote Deposit
Wealth Planning
Card Services
Mobile Banking
Highlights and features
- We offer FDIC-insured accounts protecting deposits up to $250,000
- Our local bankers provide personalized financial guidance with regional expertise
- 24/7 digital banking platform with mobile check deposit and bill pay
- Specialized commercial lending for Georgia business expansion projects
- Community investment initiatives supporting local economic development
Associations and certifications
- Federal Deposit Insurance Corporation (FDIC)
What people say
Trusted advisors
Local expertise
24/7 digital access
Personalized guidance
Community investment
Services
Personal Checking
Our personal checking accounts provide secure, flexible money management solutions with features like mobile banking, bill payment, and debit card controls. Customers benefit from competitive interest rates on qualifying balances and access to nationwide ATMs. The accounts integrate with budgeting tools to help individuals maintain financial health while earning rewards through our BankSouth Rewards program.
Commercial Lending
BankSouth offers tailored commercial lending solutions including equipment financing, real estate loans, and working capital lines of credit. Our Georgia-based lenders work closely with business owners to understand growth objectives and deliver customized financing options. Services include SBA loans, construction financing, and merchant services integration to support business expansion and operational efficiency.
Mortgage Financing
Our mortgage division provides fixed and adjustable-rate home loans with personalized guidance throughout the application process. Customers access online tools for pre-approval, rate comparison, and document submission. The ReadyLoan platform enables digital mortgage applications with real-time status tracking, while local loan officers offer in-person support for complex financing scenarios and first-time homebuyer programs.
Online Banking
BankSouth's 24/7 online banking platform enables account management from any device. Features include mobile check deposit, person-to-person payments, account alerts, and card controls. Business customers access treasury management tools for payroll processing and cash flow management. The system maintains FDIC-level security while providing seamless integration with accounting software for financial tracking.
Cash Management
Designed for Georgia businesses, our cash management services optimize financial operations through remote deposit capture, positive pay fraud protection, and merchant payment solutions. The platform supports ACH processing, wire transfers, and customized reporting tools. Businesses benefit from streamlined payroll services and integration with accounting systems to improve financial efficiency and reduce administrative burdens.
People
Lorie Petersen
VP, Business Development Officer
With 15+ years in commercial banking, Lorie specializes in Georgia business financing solutions. She helps companies manage cash flow and growth strategies through tailored financial products.
Questions
What personal banking services does BankSouth offer?
We provide checking and savings accounts, IRAs, credit cards, home equity loans, and mortgage services with online and mobile banking access.
How can businesses benefit from BankSouth's services?
Businesses access commercial loans, cash management tools, merchant services, and specialized checking accounts designed for Georgia companies' unique needs.
Is BankSouth FDIC insured?
Yes, BankSouth is FDIC-insured (FDIC# 688851), protecting deposits up to $250,000 per account category as regulated by federal law.
What mortgage options are available?
We offer conventional, FHA, and USDA loans with competitive rates, including our ReadyLoan digital application system for streamlined processing.
How do I access online banking?
Visit our website to enroll in online banking, where you can manage accounts, pay bills, deposit checks, and access financial tools 24/7.
What communities does BankSouth serve?
We operate across Georgia with branches in Savannah, Atlanta, Athens, Greensboro, and Lake Oconee, supporting local businesses and residents.
