Business Details
28 Years
experience
Your Trusted Partner for Community Banking Solutions
ACFCU has been dedicated to empowering members through comprehensive financial solutions since our charter approval in 1998. Originally established as Amarillo U.S. Employees Federal Credit Union, we expanded our mission to serve all residents of Potter, Randall, and Gray counties after converting to a community charter. Our rebranding in 2020 to ACFCU reflects a modernized approach while maintaining the same trusted service that has defined our legacy. We specialize in delivering competitive financial products, including loans, savings accounts, and checking solutions, tailored to meet the unique needs of our community. With a mission to make financial dreams a reality, we prioritize member satisfaction through personalized support and innovative banking tools like mobile apps and ITMs.Our commitment to excellence is reinforced by federal insurance through NCUA and additional coverage by ESI, ensuring security and trust in every transaction. We operate multiple branches across Amarillo, offering convenient hours and accessible services to accommodate diverse schedules. By combining local expertise with national standards, we strive to be the premier financial partner for individuals and families in the Texas Panhandle. Our team remains focused on evolving with member needs while upholding the core values of integrity, transparency, and community investment that have guided us for decades.
Services
Auto Loans
Home Loans
Checking Accounts
Savings Accounts
Credit Cards
Debit Cards
Mobile Banking
Identity Theft Protection
Certificates
IRAs
Details
- Year established: 1998
Highlights and features
- We are federally insured by NCUA for your security.
- Our community charter serves all residents of Potter, Randall, and Gray counties.
- We offer a rewards program for our members.
- Our team provides personalized support with local market expertise.
- We maintain transparent policies and no hidden fees.
Associations and certifications
- NCUA
- ESI
What people say
Friendly and helpful staff
Pleased with interactions
Convenient ITMs
Great service
Services
Auto Loans
ACFCU offers competitive auto loans with flexible terms to help members purchase new or used vehicles. Our low interest rates and personalized payment plans make car ownership accessible. Dedicated advisors guide you through the process to find the best fit for your budget.
Home Loans
We provide home loans designed to simplify the homebuying journey. From first-time buyer programs to refinancing options, our mortgage experts offer tailored solutions. Competitive rates and local decision-making ensure a smooth and efficient process.
Checking Accounts
ACFCU's checking accounts feature no monthly fees, free online bill pay, and mobile banking access. Members enjoy convenient ATM networks and ITMs for deposits and withdrawals. Enhanced security measures protect your funds and personal information.
Savings Accounts
Grow your money with high-yield savings accounts offering competitive interest rates. We provide tiered options for short-term goals and long-term growth. FDIC-insured accounts ensure your savings are safe and accessible when needed.
Credit Cards
Our credit cards feature rewards programs, low APRs, and fraud protection. Whether for everyday spending or building credit, members benefit from customizable alerts and online account management tools. No hidden fees or surprise rate hikes.
Questions
What services does ACFCU offer?
We provide auto loans, home loans, checking and savings accounts, credit cards, and identity theft protection. Visit our website for a full list.
Are my deposits insured?
Yes, deposits are federally insured by NCUA up to $250,000 and additionally covered by ESI for added security.
What areas does ACFCU serve?
We serve residents of Potter, Randall, and Gray counties in Texas through multiple branch locations.
Do you offer online banking?
Yes, our mobile app and online portal let you manage accounts, transfer funds, and pay bills securely 24/7.
