Business Details
Your Trusted Mortgage Partner in Mequon, WI
The Brian Kludt Mortgage Team at Fairway Independent Mortgage has redefined the traditional mortgage process by prioritizing personalized service and professional expertise. With decades of combined experience in mortgage banking, the team specializes in creating customized loan programs tailored to individual client needs. Their approach emphasizes efficiency, transparency, and comprehensive guidance through every stage of the home financing journey. As licensed professionals with NMLS #227424, they leverage cutting-edge technology and in-house underwriting to deliver expedited service without compromising attention to detail.The team's commitment to education empowers clients to make informed decisions about their largest financial investment. Their reputation as a trusted advisor is built on consistent communication, from initial consultation to post-closing support. Located in Mequon, Wisconsin, they serve clients across Milwaukee and surrounding areas with a focus on exceeding expectations through dedicated customer care.
Services
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Reverse Mortgages
VA Loans
FHA Loans
USDA Loans
Refinance Options
Renovation Loans
Cash-Out Refinance
Highlights and features
- 20+ years of mortgage banking experience with personalized service
- Customized loan programs tailored to individual financial situations
- Fast turn times with in-house underwriting capabilities
- NMLS-licensed professionals with advanced industry certifications
- Award-winning customer service with 98% client satisfaction rate
Associations and certifications
- NMLS #227424
What people say
Fantastic and available
Helpful and professional
Phenomenal experience
Excellent communication
Smooth process
Services
Fixed-Rate Mortgages
Fixed-rate mortgages provide consistent monthly payments and interest rates throughout the loan term. These loans protect against market fluctuations while offering terms from 10 to 30 years. Ideal for long-term homeowners seeking predictable housing costs, this option allows equity building and potential tax deductions. Our team helps clients select optimal term lengths based on financial goals and budget considerations.
Adjustable-Rate Mortgages
Adjustable-rate mortgages offer initial fixed periods of 3-10 years with lower introductory rates. Suitable for clients planning shorter ownership periods or expecting income growth, these loans provide initial payment savings. Our experts explain index rate connections and potential future payment changes while helping clients understand market risk versus reward scenarios for their specific circumstances.
Jumbo Mortgages
Jumbo mortgages finance properties exceeding conventional loan limits ($510,400 in most areas). Available for primary residences, second homes, and investment properties, these loans require strong credit profiles and low debt-to-income ratios. Our specialists guide clients through qualification requirements while structuring loan amounts that match luxury property values in high-cost markets.
FHA Loans
FHA loans enable low-to-moderate income borrowers with flexible credit requirements and minimal down payments. These government-insured mortgages allow gift funds for down payments and seller contributions toward closing costs. Our team assists first-time buyers and credit-challenged applicants through the qualification process while explaining mortgage insurance requirements and long-term cost implications.
VA Loans
VA loans provide eligible service members and veterans with low-cost financing options requiring no down payment. These mortgages eliminate private mortgage insurance requirements while offering competitive rates. Our specialists help clients obtain Certificate of Eligibility documentation and structure loans that maximize veterans' benefits for primary residences and investment properties.
People
Brian Kludt
Team Lead and Sr. Loan Officer
NMLS #227424 with 20+ years mortgage industry experience. Recognized national speaker and trainer. Developed efficient mortgage systems combining technology with personalized service. Graduated from Concordia University with business degree. Maintains active community involvement while leading top-producing mortgage team.
Questions
What mortgage options do you offer for first-time homebuyers?
We offer FHA loans with low down payments, conventional loans with flexible terms, and specialized programs with down payment assistance. Our team explains all options to help first-time buyers choose the best fit for their financial situation.
Can you help with jumbo loans for luxury properties?
Yes, we specialize in jumbo loans exceeding conforming limits. Our experts structure financing for high-value properties while maintaining competitive rates and terms for qualified borrowers in premium real estate markets.
Do you offer VA loans for military members?
We provide comprehensive VA loan options with zero down payment requirements. Our NMLS-licensed team assists veterans and active-duty personnel through the entire process, maximizing their earned benefits.
How does your refinance process work?
We offer rate-and-term refinancing, cash-out options, and streamline programs. Our process includes current mortgage analysis, goal assessment, and customized solutions to lower payments or access home equity.
What areas do you serve?
Primarily serving Milwaukee, Mequon, and Wauwatosa areas with Wisconsin lending licenses. Our team assists clients throughout southeastern Wisconsin with in-person, virtual, and mobile mortgage solutions.
How quickly can you close a mortgage?
With in-house underwriting and efficient processes, we typically close within 30-45 days. Our team prioritizes timely communication and documentation management to ensure smooth, on-schedule closings for purchase and refinance transactions.
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