Business Details
Your Trusted Mortgage Partner in Greenville, SC
John Nunnally has built a reputation for delivering exceptional mortgage services tailored to meet the unique needs of homebuyers and refinancers. With over two decades of industry experience, our team combines deep product knowledge with a commitment to operational excellence, ensuring a seamless loan process for every client. We specialize in a comprehensive range of mortgage solutions, including conventional, FHA, VA, USDA, and jumbo loans, while prioritizing timely closings and transparent communication. Our Greenville-based office, led by seasoned loan officer John Nunnally, actively engages with local communities through business organizations and charitable initiatives.We emphasize speed without compromising accuracy, providing closing documents to title companies in advance to offer clients peace of mind. From adjustable-rate mortgages to renovation financing, our approach balances personalized service with competitive rates, supported by partnerships with organizations like Zillow for rate transparency. Whether you're a first-time homebuyer or seeking to refinance, our focus remains on empowering clients with informed decisions and reliable support throughout their homeownership journey.
Services
Conventional Mortgage
FHA Mortgage
VA Mortgage
Jumbo Mortgage
Refinance
USDA Mortgage
Adjustable-Rate Mortgage
Renovation Mortgage
Reverse Mortgage
Highlights and features
- We offer 22+ years of mortgage industry experience with personalized loan solutions
- Our team delivers timely closings with documents provided to title companies in advance
- We provide competitive rates across 8+ mortgage product types including FHA and VA loans
- Local Greenville expertise combined with national lending standards
- Operational integrity maintained through transparent communication and process efficiency
What people say
Five star service
Efficient and friendly
Responsive to all needs
Superior customer service
Quick efficient loan process
Services
Conventional Mortgage
Traditional fixed-rate mortgages requiring 5-20% down payments with no PMI when LTV is below 80%. Ideal for borrowers with strong credit seeking stable monthly payments over 15-30 year terms. Offers predictable costs with no mortgage insurance requirements once equity exceeds 20%.
FHA Mortgage
Low-down-payment loans requiring 3.5% minimum with mandatory mortgage insurance. Designed for first-time buyers and those with lower credit scores. Provides accessible homeownership opportunities through government-backed security and flexible qualification standards.
VA Mortgage
100% financing options for veterans and active military members with no down payment required. Features competitive rates and no mortgage insurance. Honors service members through exclusive benefits including streamlined refinancing and specialized support programs.
Jumbo Mortgage
Non-conforming loans for luxury properties exceeding standard limits up to $679,650. Tailored for high-value home purchases with stricter underwriting standards. Provides financing solutions for premium real estate markets with specialized rate structures.
Refinance
Opportunity to reduce monthly payments through rate-and-term refinancing. Available for conventional, FHA, and VA loans with current low-rate environments. Includes cash-out options for home equity access while maintaining favorable mortgage terms.
People
John Nunnally
Loan Officer
With 22+ years in mortgage banking, John specializes in Greenville market solutions. Active in First Presbyterian Church and Greenville Tennis Club, he combines local engagement with national lending expertise to deliver personalized mortgage services.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with 3.5% down, conventional loans with PMI options, and USDA loans for eligible rural properties.
How are your mortgage rates determined?
Rates are based on market trends from Zillow data for borrowers with 680-740 credit scores, with personalized adjustments for individual circumstances.
What is the typical mortgage process timeline?
Our efficient process averages 30-45 days from application to closing, with documents delivered early to title companies for smooth transactions.
Do you offer renovation financing options?
Yes, our renovation mortgages allow financing based on post-improvement property values for home rehab projects.
Can I refinance with bad credit?
Credit requirements vary by loan type - FHA refinances allow lower scores while conventional options require stronger credit profiles.
