LendFriend Mortgage

Our VA IRRRL service provides a simplified way for veterans to refinance an existing VA-backed mortgage. The streamline structure allows qualified borrowers to secure better terms with limited underwriting requirements. We manage the refinance from start to finish with efficiency. The goal is immediate payment relief and long-term stability.

We design jumbo loan solutions around your financial goals, whether you prefer a fixed-rate structure, an adjustable-rate option, or a flexible non-QM program. Our team provides access to competitive pricing and a wide range of lender programs. We carefully evaluate your profile to align loan terms, down payment options, and qualification strategy. The result is a streamlined approval process built for higher-value transactions.

Offers conventional mortgage solutions for home purchases and refinances, with competitive structures tailored to credit profile, down payment strategy, and long-term goals.

Helps self-employed and business-owner borrowers qualify for a mortgage using bank statement cash flow rather than traditional tax return income. https://www.lendfriendmtg.com/self-employed-home-loans

Our asset depletion mortgage programs allow us to help qualified borrowers use their existing assets to meet lending requirements. We focus on asset value rather than employment income, enabling approval without tax returns or pay stubs. This approach supports large loan sizes, streamlined underwriting, and the ability to purchase homes without liquidating investment portfolios.

Eric has helped thousands of people buy homes, build wealth, and feel confident about one of lifes biggest financial decisions. Since entering the mortgage industry in 2015, hes closed over $1 billion in home loans and earned a reputation for solving complex financing scenarios with clarity, speed, and care. He also has extensive experience helping veterans use VA IRRRLs to reduce their monthly payments quickly with minimal documentation.

Erics approach is deeply shaped by the customer service philosophy in Raving Fans by Ken Blancharda book he credits as a major influence in his career. He believes every client deserves more than a smooth transactionthey deserve a standout experience thats personal, consistent, and always better than expected. That mindset drives everything he does at LendFriend, from how his team communicates to how they show up when things get complicated.

While Eric works with a wide range of homebuyers and homeowners, he has deep expertise in helping clients who fall outside the traditional lending boxself-employed borrowers, real estate investors, crypto holders, and others with unique financial profiles. He specializes in VA, Conventional, and Jumbo loans, as well as Non-QM solutions like bank statement, DSCR, and asset depletion programs.

Whether you're buying your first home or financing your fifth, Eric brings the same thoughtful, personalized approach to every deal. He leads the LendFriend team with a focus on transparency, creativity, and making sure every client walks away feeling like they had someone in their corner from day one.

Michael believes that everyone deserves the chance to own a homeand hes made it his mission to help more people get there. As part of the family behind LendFriend, he brings heart, hustle, and a deep sense of responsibility to every client he serves. Whether youre a first-time buyer, a crypto investor, or someone whos been told no by a traditional lender, Michael is the kind of person who will roll up his sleeves and find a way forward.

With a strong background in technology and a passion for decentralized finance, Michael specializes in modern lending strategies like crypto-backed mortgages, Buy Before You Sell programs, and flexible Conventional loan options. He believes the mortgage process should feel empoweringnot invasiveand uses smart tools and streamlined systems to keep things efficient, transparent, and stress-free. That same efficiency-driven approach also applies to VA IRRRL refinances, where speed, simplicity, and minimal documentation matter most.

Above all else, Michael is a people person. Hes known for being compassionate, responsive, and genuinely invested in each borrowers success. Whether hes working with a first-time buyer or a seasoned homeowner, his goal is always the same: to make the experience feel clear, personal, and built around your goalsnot the banks.

At LendFriend, Michael is proud to carry on the familys mission of doing mortgage lending differentlyby putting relationships first and helping more people win the keys to a home they love.