Business Details
27 Years
experience
Trusted Mortgage Brokers in Louisville, KY
At Borrowers Choice Mortgage, we have dedicated ourselves to providing clients with significant cost savings since 1999. Our approach focuses on offering competitive pricing and transparent closing-cost packages while prioritizing both rates and fees to ensure the best long-term value. As a locally owned business, we combine personalized service with nationwide lender access to secure optimal mortgage solutions. With over $400 million in originated loans across Louisville, our team leverages engineering precision and attention to detail to deliver customized mortgage plans.We maintain accessibility for clients through direct communication channels and emphasize ethical practices, including free pre-approvals and no application fees. Our reputation for exceptional service has generated consistent referrals, allowing us to maintain competitive pricing while serving both refinancing and home purchase needs.
Services
Mortgage Loans
Refinancing
Purchase Loans
Closing Cost Assistance
Pre-approvals
Details
- Year established: 1999
Highlights and features
- We've provided mortgage solutions since 1999 with $400M+ in originated loans
- Offering guaranteed lower closing cost options compared to traditional lenders
- Personalized service with direct access to mortgage originators
- Free pre-approvals and no application fees for all clients
- Locally owned with deep understanding of Louisville area real estate market
Associations and certifications
- NMLS# 1316
- NMLS# 53460
What people say
Great service
Best rates
Quick closings
Personalized approach
Highly recommend
Services
Mortgage Loans
We offer comprehensive mortgage loan solutions for home purchases. Our process includes rate comparisons, closing cost analysis, and personalized loan structuring. Clients benefit from our access to multiple wholesale lenders while receiving guidance on optimal financing options.
Refinancing
Our refinancing services focus on lowering payments and reducing loan terms. We analyze current mortgages, provide rate options, and implement zero closing cost alternatives. Clients receive customized plans to improve their financial position through strategic refinancing.
Closing Cost Assistance
We specialize in minimizing closing costs through negotiated lender credits and streamlined processes. Our approach maintains transparency while helping clients achieve lower upfront expenses without compromising loan quality or service standards.
Pre-approvals
Free pre-approval services help clients understand their purchasing power. This process verifies financial standing without application fees, providing a competitive edge in real estate transactions while maintaining confidentiality.
Credit Counseling
We provide credit optimization guidance to enhance loan eligibility. Services include error dispute assistance, utilization management, and credit history development strategies to help clients achieve better mortgage terms.
People
Drew A. Schaefer
Mortgage Originator
With over 25 years in mortgage services, Drew combines engineering precision with personalized client care. As founder, he maintains direct client access and has originated $400M+ in Louisville-area loans while maintaining NMLS certification.
Questions
What mortgage services do you offer?
We provide purchase loans, refinancing options, and closing cost assistance with competitive rates since 1999.
How does your mortgage process work?
Contact us with your loan details, receive multiple rate options, lock in your rate, and complete documentation for underwriting.
Do you offer low closing cost options?
Yes, we specialize in reduced closing cost mortgages while maintaining competitive interest rates.
How can I improve my credit score for a mortgage?
Maintain low credit utilization, avoid new accounts, and dispute credit report errors before applying.
Are you locally owned?
Yes, we're a locally owned Louisville mortgage broker with direct client communication channels.
