Business Details
40 Years
experience
Your Trusted Mortgage Partner in Los Angeles
Since 1986, Viewpoint Mortgage has been a trusted family-owned mortgage brokerage firm serving clients across California. Our team of experienced professionals specializes in delivering competitive rates and streamlined loan processes tailored to homebuyers, investors, and real estate professionals. With decades of industry expertise, we prioritize personalized service, offering a comprehensive range of mortgage solutions including conventional, FHA, VA, jumbo, and cash-out loans.Our commitment to transparency and client education ensures borrowers receive the guidance needed to navigate complex lending requirements. By combining local market knowledge with nationwide resources, we empower clients to achieve their homeownership and financial goals efficiently.
Services
Home Purchase Loans
Home Refinance Loans
FHA Loans
VA Loans
Jumbo Home Loans
Cash-Out Refinance
Reverse Mortgage
Down Payment Assistance
Construction Lending
Mortgage Refinance
Details
- Year established: 1986
Highlights and features
- We offer 30+ years of mortgage industry expertise.
- Our team provides personalized guidance for all loan types.
- We guarantee competitive rates and transparent processes.
- Our 24/7 online service expedites loan applications.
- We specialize in California-specific mortgage programs.
Services
Home Purchase Loans
We provide tailored home purchase loans for first-time buyers and investors, including conventional, FHA, and VA options. Our process simplifies qualification with low down payments and flexible credit requirements. Clients benefit from expert guidance to secure competitive rates and terms aligned with their financial goals.
Home Refinance Loans
Our refinance programs help homeowners lower payments, shorten loan terms, or access equity through cash-out options. We specialize in FHA, VA, and conventional refinancing with streamlined documentation. Clients receive personalized plans to reduce costs or achieve financial flexibility.
FHA Loans
FHA loans cater to buyers with lower credit scores or minimal down payments, offering 3.5% down options and down payment assistance. We guide clients through FHA requirements, ensuring accessibility for first-time homebuyers while maintaining compliance with federal standards.
VA Loans
VA loans provide 100% financing for eligible veterans and service members. Our team specializes in VA-specific programs, including purchase and refinance options, with expertise in navigating military benefits to maximize savings and homeownership opportunities.
Jumbo Home Loans
Jumbo loans support high-value property purchases exceeding conforming limits. We offer fixed and adjustable-rate options for luxury homes, with dedicated underwriting to accommodate unique financial profiles and ensure seamless closings for premium real estate transactions.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, conventional, jumbo, cash-out, and reverse mortgages, along with down payment assistance programs tailored to California buyers.
Can I apply for a mortgage online?
Yes, our 24/7 online application allows you to submit forms, track progress, and receive real-time updates from your dedicated mortgage team.
Do you serve clients outside Los Angeles?
We provide mortgage services statewide, including San Diego, San Francisco, and Sacramento, with expertise in California-specific loan programs.
What are the benefits of refinancing?
Refinancing can lower monthly payments, shorten loan terms, or unlock home equity for debt consolidation or renovations through cash-out options.
How long does the mortgage process take?
The process typically takes 30-45 days, depending on documentation completeness, appraisal timing, and underwriting requirements.
Are there first-time homebuyer programs?
Yes, we offer FHA loans with 3.5% down and down payment assistance programs to help first-time buyers achieve homeownership affordably.
