Business Details
21 Years
experience
Your Trusted Mortgage Partner in North Plains, OR
Established in 2005, Cascade Residential Mortgage operates as an independent mortgage brokerage serving Oregon and Washington. Our team specializes in connecting clients with tailored mortgage solutions through a network of wholesale lenders. With over a decade of combined industry experience, we prioritize personalized service and financial education to simplify the homebuying process. Our commitment to transparency extends to offering diverse loan programs, including conventional, FHA, VA, and specialized Native American home loans.By leveraging advanced financial tools and maintaining state licenses in Oregon and Washington, we ensure competitive rates and comprehensive support for first-time buyers and seasoned homeowners alike.
Services
Conventional Fixed Rate Mortgage
FHA Loans
VA Loans
Section 184 Loans
Jumbo Loans
USDA Section 502 Guaranteed Loan
Home Equity Line of Credit
Reverse Mortgage
Details
- Year established: 2005
Highlights and features
- We offer access to multiple wholesale lenders for competitive rates
- Our team has over 10 years of mortgage lending experience
- We provide personalized guidance through the mortgage process
- We specialize in diverse loan programs including FHA, VA, and USDA loans
- Our commitment includes educating first-time homebuyers through community outreach
Services
Conventional Fixed Rate Mortgage
This traditional mortgage offers stable monthly payments with fixed interest rates for terms ranging from 10 to 30 years. Borrowers can qualify with as little as 3% down payment. Our team helps clients choose optimal loan terms based on long-term financial goals and current market conditions.
FHA Loans
FHA-insured mortgages provide accessible homeownership opportunities with 3.5% minimum down payments. We guide borrowers through FHA requirements while ensuring competitive rates through our lender network. These loans suit buyers with moderate credit scores seeking affordable financing options.
VA Loans
We specialize in VA-guaranteed loans for eligible military veterans and government employees. These mortgages require no down payment and eliminate mortgage insurance costs. Our team streamlines the VA loan process to honor service members' housing needs with zero down payment options.
Section 184 Loans
HUD-guaranteed Section 184 loans offer 2.25% down payment options for enrolled members of federally recognized tribes. We provide culturally sensitive guidance through this specialized program, ensuring Native American borrowers access affordable mortgage terms without mortgage insurance requirements.
Reverse Mortgage
Our reverse mortgage specialists help homeowners aged 62+ convert home equity into tax-free funds while eliminating monthly mortgage payments. We explain eligibility requirements and payment options to help seniors achieve financial security through responsible equity management.
People
Ross Stadelman
Licensed Mortgage Professional
With over 10 years of lending experience, Ross Stadelman specializes in personalized mortgage solutions. He teaches first-time homebuyers at Portland's Native American Youth and Family Center while maintaining NMLS licensing in Oregon and Washington to serve diverse client needs.
Questions
What mortgage loan options do you offer?
We offer conventional fixed-rate mortgages, FHA loans, VA loans, USDA Section 502 loans, Jumbo loans, Section 184 Native American loans, HELOCs, and reverse mortgages.
Do you work with first-time homebuyers?
Yes, we specialize in first-time homebuyer education and offer low-down-payment options like FHA (3.5% down) and Section 184 loans (2.25% down).
Are you licensed to operate in Oregon and Washington?
Yes, we hold active licenses in both Oregon and Washington with NMLS ID #114537 for mortgage brokerage services.
How do you help clients secure competitive rates?
As an independent broker, we access multiple wholesale lenders to shop for the best rates and terms tailored to your financial situation.
What areas do you serve?
We serve all counties in Oregon and Washington, including rural areas eligible for USDA financing and urban centers like Portland and Seattle.
