All Mortgage Loans
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All Mortgage Loans
We are a full-service mortgage company based in Jupiter, Florida. Whether you are buying a home or refinancing, we can help you realize your dream and save you money. Contact All Mortgage Loans today to discuss your mortgage options and find out which program will best suit your needs. We've been helping customers afford the home of their dreams for many years and we love what we do.

All Mortgage Loans strives to ensure that its services are accessible to people with disabilities. All Mortgage Loans has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

All Mortgage Loans makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows AllMortgageLoans.net to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
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About
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We at All Mortgage Loans, know who we represent, our customers/clients and not the bank.
With that in mind, we work with you as if you are family.
Not content with a job done, but as a job well done.
Exceeding expectations is the goal and our standard.
We strive to attain all the goals of our borrower, by providing the best interest rates in the market.
You can rely on All Mortgage Loans will be there for you.
Paul Hartz, Owner/President brings 25 years of experience to his craft.
A Worcester, MA native, he moved his soon to be family to Vero Beach Florida to begin a new chapter and have plenty of sunshine too.
Loan Process
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The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Mortgage Basics
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Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
Mortgage Calculators
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Faq
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It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan.
It may be a viable option even if the interest rate difference is only 1% or less.
Any reduction can trim your monthly mortgage payments.
Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Your savings depends on your income, budget, loan amount, and interest rate changes.
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