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Business Details
32 Years
experience
Your Trusted Mortgage Broker in Springfield, MO
Farris Mortgage has been serving homeowners in Missouri since 1994, specializing in mortgage brokerage services that prioritize client needs over institutional interests. As a locally owned business, we offer FHA, VA, USDA, conventional, and jumbo loan options tailored to individual financial situations, including support for clients with marginal credit histories. Our team distinguishes itself by paying closing costs for clientsover $449,000 contributed since 2015and eliminating unnecessary fees such as application, pre-approval, and rate-lock charges.

With decades of radio experience through the Ask the Professionals series on KWTO, we provide transparent mortgage education alongside personalized service. Our commitment to ethical practices and client advocacy has earned us testimonials from satisfied homeowners across the Ozarks region, reflecting our dedication to simplifying the mortgage process while maximizing financial benefits for our clients.
Services
FHA Loans VA Loans Reverse Mortgages Refinancing Conventional Loans
Details
  • Year established: 1994
Highlights and features
  • We pay closing costs for clientsover $449,000 contributed since 2015
  • No application, pre-approval, or rate-lock fees
  • Specialize in FHA, VA, and conventional loans for all credit profiles
  • Decades of mortgage education through KWTO's Ask the Professionals radio series
  • Client-first approach prioritizing long-term financial benefits
What people say
Great advice Professional and knowledgeable Saved us money Exceptional customer service Educated throughout process
Update Listing
Services
FHA Loans
FHA loans provide accessible mortgage options for first-time buyers and those with limited credit histories. These government-backed loans require lower down paymentsoften as little as 3.5%and offer flexible qualification criteria. Our team specializes in guiding clients through FHA loan applications while minimizing out-of-pocket expenses.
Reverse Mortgages
Reverse mortgages enable homeowners aged 62+ to convert home equity into tax-free funds without monthly payments. We exclusively offer FHA-insured HECM loans, ensuring compliance with federal standards while helping seniors manage living expenses, medical bills, or existing mortgages through customized payment plans.
Refinancing
Our refinancing services help homeowners reduce interest rates, shorten loan terms, or access equity through no-cost refinancing options. With expertise in rate-and-term and cash-out refinancing, we analyze market conditions to determine optimal timing for clients seeking to improve their financial position.
VA Loans
VA loans offer zero-down payment options and competitive rates for eligible veterans and active-duty personnel. We specialize in navigating VA loan requirements, including Certificate of Eligibility processing, while providing closing cost assistance to maximize benefits for military families.
Conventional Loans
Conventional loans cater to borrowers with strong credit seeking flexible terms for primary residences or investment properties. Our brokers compare multiple lender products to secure favorable rates and conditions, including conforming and jumbo loan options tailored to individual financial profiles.
People
Bradley Farris
President
Bradley Farris, NMLS #261793, has led Farris Mortgage since 1994, combining radio expertise with hands-on mortgage guidance. With over 30 years in the industry, he specializes in educating clients through complex transactions while maintaining KWTO's Ask the Professionals radio segment since 1997.
Questions
What loan types does Farris Mortgage offer?
We provide FHA, VA, USDA, conventional, jumbo, and reverse mortgages to accommodate diverse financial situations, including specialized programs for first-time buyers and seniors.
How does Farris Mortgage reduce closing costs?
As a mortgage broker, we pay closing costs for clients through our Broker Advantage program—contributing over $449,000 since 2015—while eliminating application, pre-approval, and rate-lock fees.
Can I refinance with bad credit?
Yes. Our team evaluates individual circumstances to identify refinancing options, including FHA streamline programs and lender-specific relief initiatives for borrowers with credit challenges.
Do you offer reverse mortgages?
We specialize in FHA-insured HECM reverse mortgages, helping seniors access home equity without monthly payments while maintaining ownership and inheritance rights.
How quickly can I get pre-approved?
Our streamlined process delivers pre-approvals within 24-48 hours using automated underwriting systems, ensuring timely responses for competitive real estate markets.
What areas do you serve?
While headquartered in Springfield, MO, we serve all Missouri counties and surrounding regions, leveraging local market knowledge to benefit homebuyers and refinancers.