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37 Years
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Emergency
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Your Trusted Partner for Property Preservation Services
National Field Representatives (NFR) has been a leader in mortgage field services since 1989, delivering property inspections, preservation, and specialized solutions across all 50 states. Our client-centric approach prioritizes accuracy, timeliness, and technology, ensuring compliance with regulatory guidelines while safeguarding property investments. With over 30 years of experience, we serve lenders, servicers, and property managers through a nationwide network of qualified contractors. Our four core principlesAccuracy, Timeliness, Customer Service, and Technologydrive our commitment to excellence and reliability. Recognized as #1 in quality performance by industry leaders, we handle over 120,000 inspections monthly, adapting to client protocols for seamless service delivery.

Our management team brings over 275 years of combined experience, offering innovative solutions to complex field service challenges. We specialize in REO property management, FHA conveyance, utility management, and disaster inspections, ensuring properties meet HUD and investor standards. Our proprietary tools, like BidMilestones, enhance transparency and efficiency in bid tracking and property management. With a focus on integrity and dependability, we secure properties, conduct repairs, and provide 24/7 emergency response to mitigate risks. Our dedication to continuous improvement and advanced technology ensures we exceed industry guidelines and client expectations.
Services
Property Preservation Field Inspections REO Property Management FHA Conveyance Services Insurance Loss Inspections Utility Management Disaster Inspection Property Registrations Rental Property Services Specialized Services
Details
  • Year established: 1989
Highlights and features
  • We are recognized by the largest servicers in the industry as #1 in quality performance.
  • We serve clients in all 50 states with a network of over 120,000 monthly inspections.
  • Our management team brings over 275 years of combined industry experience.
  • We leverage proprietary technology like BidMilestones for transparent bid tracking.
  • We adhere to four core principles: Accuracy, Timeliness, Customer Service, and Technology.
Services
Property Preservation
NFR secures and maintains properties to prevent depreciation, offering lawn care, debris removal, winterization, and emergency repairs. Our services ensure compliance with regulatory standards for lenders and servicers. We restore properties to marketable condition, reducing risks and preserving asset value.
Field Inspections
We conduct detailed property condition assessments, occupancy verification, and insurance loss inspections. Our inspectors use real-time software for accurate reporting, supporting informed decisions for mortgage servicers and lenders nationwide.
REO Property Management
NFR manages REO properties through securement, cleaning, and rehabilitation. We ensure properties meet conveyance standards post-foreclosure, including pool maintenance, eviction support, and hazard claim repairs.
FHA Conveyance Services
We ensure properties meet HUD guidelines for FHA conveyance, including inspections, repairs, and documentation. Our team streamlines the process to avoid penalties and ensure timely compliance with regulatory standards.
Utility Management
NFR handles utility activation, payment processing, and cost optimization for REO properties. Our services reduce operational expenses through efficient energy management and detailed billing transparency for property owners.
People
Steve Cossingham
Founder
Steve Cossingham founded NFR in 1989, growing it from four employees to a national network. His leadership emphasized integrity, family values, and community support, establishing NFR as an industry leader in property preservation.
Questions
What services does National Field Representatives offer?
NFR provides property preservation, field inspections, REO management, FHA conveyance, utility management, and disaster inspections across all 50 states.
How does NFR ensure service quality?
We use proprietary technology, rigorous quality checks, and a nationwide network of vetted contractors to ensure accuracy, timeliness, and compliance with industry standards.
Are NFR's services available nationwide?
Yes, we operate in all 50 states, offering 24/7 emergency response and tailored solutions for lenders, servicers, and property managers.
What industries does NFR serve?
We specialize in mortgage field services for banks, insurance agencies, lenders, and loan servicers, focusing on property preservation and regulatory compliance.
How can I become a vendor with NFR?
Visit our website to submit a vendor inquiry form and join our network of contractors, gaining access to incentive programs and nationwide opportunities.