Business Details
14 Years
experience
Trusted Jumbo Loan Services Nationwide
The Jumbo Loan Pros has been a trusted nationwide residential mortgage banker since 2012, specializing in government-backed home loans including FHA, VA, USDA, and jumbo loan programs. As a direct lender with Full Eagle DE status from HUD and LAPP approval from the VA, we offer tailored financing solutions for single-family homes, condos, multi-unit properties, and non-warrantable condos. Our expertise extends to high-balance loans in premium markets, with flexible underwriting options for lower credit scores, bank statement income, and adverse credit events.We serve clients across 12+ states, maintaining licensing through the California Department of Financial Protection and Innovation and holding NMLS ID #3035. Our team prioritizes personalized service, zero-down VA purchase options, and innovative programs like fix-and-flip financing to meet diverse homebuying needs.
Services
Jumbo Loans
VA High Balance Loans
FHA Jumbo Loans
USDA Loans
Conventional Loans
Refinance Services
Multi-Family Loans
Condo Financing
Fix and Flip Loans
Bank Statement Mortgages
Details
- Year established: 2012
Highlights and features
- We are a direct jumbo lender with nationwide reach
- Specialize in VA high-balance loans up to $2M
- Offer FHA jumbo loans with 3.5% down payment
- Provide financing for non-warrantable condos
- Maintain HUD Full Eagle DE and VA LAPP approvals
Associations and certifications
- NMLS
Services
Jumbo Loans
The Jumbo Loan Pros provides jumbo loans for high-value properties with flexible terms. Our programs accommodate loan amounts up to $10M with down payments starting at 10% for qualified borrowers. These loans support single-family homes, condos, and multi-unit properties.
VA High Balance Loans
Specialized VA financing enables zero-down purchases in high-cost areas. We offer loans up to $2M with down payment requirements based on VA county limits, serving veterans in premium markets like San Francisco and Los Angeles.
FHA Jumbo Loans
Our FHA jumbo programs provide financing up to $679,650 in designated high-cost areas. These loans require only 3.5% down payment with flexible credit requirements, ideal for first-time homebuyers in expensive markets.
USDA Loans
The Jumbo Loan Pros offers USDA loans for eligible rural properties. These zero-down payment options serve low-to-moderate income borrowers seeking financing for primary residences in qualified areas.
Refinance Services
We provide conventional and government-backed refinance options including VA IRRRL and FHA streamline programs. Our services support cash-out refinancing, rate-and-term adjustments, and mortgage insurance removal for qualified applicants.
People
Brian Skaar
Loan Originator
Brian Skaar is a California-based mortgage loan originator with The Jumbo Loan Pros, specializing in government-backed home loans. He holds NMLS ID 220268 and has extensive experience in VA, FHA, and USDA financing programs.
Questions
What loan programs does VanDyk Mortgage offer?
We offer jumbo loans, VA high-balance loans, FHA jumbo loans, USDA loans, conventional loans, and specialized programs for multi-family properties and non-warrantable condos.
Do you offer zero-down payment options?
Yes, we provide zero-down VA purchase loans up to county loan limits in high-cost markets like San Francisco and Los Angeles.
Can I refinance with low equity?
FHA loans allow refinancing with as little as 2.25% equity (97.75% LTV) through our flexible government-backed programs.
Do you serve out-of-state clients?
We operate as a nationwide mortgage banker serving 12+ states including Arizona, California, Colorado, Florida, Georgia, and Texas.
What are your jumbo loan limits?
Our jumbo loans range up to $3M standard, $10M super jumbo, and VA jumbo loans up to $2M with competitive down payment requirements.
Can I purchase multi-unit properties?
Yes, we offer VA and FHA financing for 2-4 unit properties with owner-occupancy requirements and favorable down payment options.
