Business Details
5 Years
experience
Your Trusted Mortgage Partner in Scottsdale, AZ
Potempa Team has established itself as a trusted partner in the mortgage industry, delivering personalized service and expert guidance since 2021. Our team combines decades of collective experience with a commitment to exceeding client expectations through transparent communication and tailored financial solutions. Specializing in a wide range of mortgage products, we prioritize listening to clients' needs to ensure seamless loan processes and optimal outcomes. With a track record of originating over $2.5 billion in mortgages, we leverage industry-leading tools and fast turn times to simplify homeownership. Our dedication to customer satisfaction is reflected in our focus on education, financial empowerment, and celebrating clients' milestones.Operating across multiple states, we maintain rigorous compliance with licensing requirements while fostering trust through ethical practices. Our team's deep market knowledge and responsiveness ensure clients receive timely, informed support at every stage. By prioritizing long-term relationships over transactions, we aim to be the mortgage advisor of choice for diverse homebuyers. Our achievements, including recognition as a top FHA lender, underscore our commitment to excellence. Through continuous adaptation to market trends, we remain focused on making homeownership accessible and rewarding for all clients.
Services
Mortgage Loans
Refinancing
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Conventional Loans
Cash-Out Refinance
Investment Property Loans
Reverse Mortgages
Details
- Year established: 2021
Highlights and features
- Originated $2.5B+ in mortgages since 2021
- Personalized service with rapid loan processing
- Licensed in 42+ states for nationwide reach
- Recognized top FHA lender by Scotsman Guide
- 19 years of leadership experience in mortgage industry
What people say
Fast turn times
Expert guidance
Successful closings
Transparent process
Financial education
Services
Mortgage Loans
We provide comprehensive mortgage solutions tailored to individual financial situations. Our team guides clients through loan selection, application, and closing processes while offering competitive rates. With expertise in conventional, FHA, VA, and USDA loans, we help diverse buyers achieve homeownership.
Refinancing
Our refinancing services help homeowners reduce monthly payments, shorten loan terms, or access equity. We offer rate-and-term refinancing, cash-out options, and specialized programs for improved financial outcomes through updated mortgage terms.
FHA Loans
We specialize in FHA loans requiring low down payments and flexible credit requirements. These government-insured mortgages provide accessible homeownership opportunities for first-time buyers and those rebuilding financial stability through favorable terms.
VA Loans
We offer VA loans exclusively for eligible military members, veterans, and surviving spouses. These zero-down-payment mortgages with competitive rates honor service members' contributions while providing comprehensive home financing solutions with specialized support.
USDA Loans
Our USDA loan program provides zero-down-payment options for eligible rural homebuyers. Designed to promote homeownership in underserved areas, these mortgages combine affordability with government backing to support qualified applicants in eligible locations.
People
Timothy Potempa
SVP, Divisional Manager
With 19 years of mortgage industry experience, Timothy ranks among Scotsman Guide's top 100 originators. He specializes in personalized loan solutions and has closed $2.8 billion in mortgages since 2018.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, conventional loans, and state-specific programs to support first-time buyers.
Can I refinance my existing mortgage?
Yes, we provide rate-and-term refinancing, cash-out options, and streamline programs for eligible borrowers.
Do you offer loans for investment properties?
We specialize in investment property financing with tailored solutions for rental and portfolio management.
What credit score is required for mortgage approval?
Minimum scores vary by loan type, with FHA options available for scores as low as 580 in many cases.
How does the pre-approval process work?
We review financial documents to determine your borrowing capacity, providing a clear budget for home shopping.
Are there down payment assistance programs available?
We connect borrowers with local and national programs to reduce upfront costs for qualified applicants.
