Business Details
22 Years
experience
Your Trusted Mortgage Partner for Home Loans
Established in 2004, Amerifund Home Loans has built a reputation for delivering exceptional mortgage services across the United States. Our leadership team brings decades of combined experience in the mortgage industry, ensuring clients receive expert guidance tailored to their unique needs. We prioritize simplicity and service, making the home financing process stress-free and accessible. With a focus on client satisfaction, we have earned hundreds of five-star reviews and a loyal base of return and referral clients. Our team is committed to educating customers and providing a world-class experience that transforms home financing from a daunting task into a seamless journey. 
Services
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
HELOC
Non-QM Loan
USDA Loan
Land Loan
Construction Loan
Bridge Loan
Details
- Year established: 2004
Highlights and features
- We offer personalized mortgage solutions with a team of experienced professionals.
- Our clients benefit from hundreds of five-star reviews and industry recognition.
- We provide a wide range of loan programs, including niche and specialized options.
- Our process emphasizes education, transparency, and client empowerment.
- We deliver timely, responsive service with a commitment to long-term relationships.
Associations and certifications
- NMLS
What people say
Super helpful
Great customer service
Quick responses
Courteous and patient
Cared about our needs
Services
Conventional Loan
Conventional loans are ideal for borrowers with strong credit and stable income. These mortgages adhere to standard guidelines and offer competitive rates for primary residences, second homes, and investment properties. Amerifund provides flexible terms and down payment options to suit diverse financial situations.
FHA Loan
FHA loans cater to first-time homebuyers and those with lower credit scores. Insured by the Federal Housing Administration, these loans require minimal down payments and offer lenient qualification criteria. Amerifund guides clients through the process to ensure accessibility and affordability.
VA Loan
VA loans provide exclusive benefits for veterans, active-duty service members, and eligible spouses. Backed by the Department of Veterans Affairs, these loans offer zero down payment options and competitive rates. Amerifund specializes in streamlining VA loan approvals with expert support.
HELOC
HELOCs allow homeowners to leverage their equity for renovations, debt consolidation, or emergencies. Amerifund offers flexible draw periods and competitive rates, ensuring clients access funds efficiently while maintaining financial flexibility.
Construction Loan
Construction loans finance new home builds or major renovations. Amerifund provides tailored financing with disbursement schedules aligned to project milestones. Our team supports borrowers from land acquisition through to completion, ensuring seamless funding and expert guidance.
People
Brad Rice
Chief Executive Officer
Brad Rice leads Amerifund with a focus on innovation and client-centric service. With extensive industry experience, he drives strategic growth while maintaining a commitment to exceptional mortgage solutions and team development.
Jodi Santino
Controller
Jodi Santino oversees financial operations at Amerifund, ensuring fiscal integrity and compliance. Her expertise in mortgage finance supports efficient processes and transparent financial management, contributing to the company's long-term stability.
Gina Gooding
Processing Manager
Gina Gooding manages loan processing operations, prioritizing accuracy and timely service. Her leadership ensures streamlined workflows and client satisfaction, reflecting Amerifund's dedication to operational excellence.
Hoss Ghassemi
Director of Commercial Lending
Hoss Ghassemi leads commercial lending initiatives, offering tailored solutions for real estate investors. His expertise in complex financing structures supports business growth and client success in competitive markets.
Questions
What types of mortgage loans do you offer?
We provide conventional, FHA, VA, jumbo, HELOC, USDA, non-QM, land, construction, and bridge loans to meet diverse borrower needs.
How can I apply for a mortgage?
Start with our 5-minute online application or contact a licensed loan originator to begin the process with personalized guidance.
Are you available in my state?
We operate nationwide across all 50 states, with licensed professionals ready to assist in your local market.
What is the minimum credit score for a loan?
Requirements vary by loan type, but we work with borrowers across credit profiles to find viable solutions.
Can I refinance my current mortgage?
Yes, if you've owned your home for at least six months, we can explore refinance options to potentially lower your rate or adjust terms.
How long does the mortgage process take?
Most loans close within 30-45 days, though timelines vary based on loan complexity and documentation efficiency.
