Business Details
50+ Years
experience
Trusted Mortgage Brokers in Tulsa
Sharp Mortgage has been a trusted leader in investment property loans throughout Tulsa since 1931. Our third-generation family business specializes in providing tailored financial solutions for real estate investors, including investment loans, mezzanine financing, and note purchasing. We prioritize low upfront costs, prompt loan decisions, and personalized service for every client. Our mission is to support local communities by enabling investors to stabilize neighborhoods and provide affordable housing options. With decades of experience, we combine traditional values with modern efficiency to deliver reliable financing solutions. Our expertise in single-family properties, duplexes, and commercial real estate positions us as a strategic partner for investors seeking growth capital.We maintain transparency in all transactions, offering clear terms and competitive rates for both short-term and long-term financing needs. Our streamlined online application process ensures quick access to capital while maintaining rigorous underwriting standards. Clients benefit from our deep understanding of Tulsa's real estate market and our commitment to simplifying complex financial transactions. As a locally rooted institution, we remain dedicated to fostering sustainable community development through responsible lending practices.
Services
Investment Property Loans
Mezzanine Financing
Line of Credit
Note Purchasing
Fix & Flip Loans
Rehab Financing
Single-Family Loans
Commercial Property Loans
Short-Term Financing
Equity Solutions
Details
- Year established: 1931
Highlights and features
- We offer low upfront costs and minimal closing fees for investment loans
- Our third-generation family business provides personalized service every time
- We specialize in 100% fix & flip loans with quick closing timelines
- Our mezzanine financing solutions support middle-market business growth
- We provide interest-free rehab funds for property improvement projects
Services
Investment Property Loans
We provide specialized financing for real estate investors purchasing single-family homes and duplexes. Our 100% fix & flip loans feature low upfront costs, 12.75% simple interest rates, and 12-month prepayment terms. Investors benefit from quick closings and minimal documentation requirements.
Mezzanine Financing
Our mezzanine loans offer middle-market companies alternative financing when traditional lenders fall short. These structured solutions provide growth capital with flexible terms. We specialize in bridging funding gaps for business expansion and real estate development projects.
Line of Credit
We offer revolving credit lines secured by free-and-clear properties. Our interest-only payment structure at 12.75% with 5-year balloon terms provides immediate liquidity. Investors gain instant access to capital through our streamlined draw system for time-sensitive opportunities.
Note Purchasing
Our note purchasing program converts contract-for-deed receivables into immediate cash. We specialize in single-family and duplex notes, offering investors liquidity solutions for new ventures, medical expenses, or portfolio restructuring while eliminating payment collection responsibilities.
Rehab Financing
We provide dedicated rehab funds for property improvement projects. Our financing includes interest-free periods for renovation phases, supporting investors in enhancing property value and meeting market demands in Tulsa's evolving neighborhoods.
Questions
What loan programs do you offer for real estate investors?
We offer investment property loans, mezzanine financing, lines of credit, and note purchasing solutions specifically tailored for real estate investors in Tulsa.
What are your minimum credit score requirements?
Our loan programs require a minimum credit score of 700 with no debt-to-income ratio restrictions for qualified applicants.
How quickly can you fund an investment loan?
We provide fast financing with prompt decisions and quick closing timelines for approved investment property loans and rehab projects.
Do you finance commercial properties?
Yes, we offer financing solutions for commercial properties in addition to single-family homes and duplexes in Tulsa County.
What fees are associated with your loan programs?
Our loan programs feature a low flat fee of $250 per property with minimal closing costs and transparent pricing structures.
