Business Details
7 Years
experience
Your Trusted Mortgage Partner for Homeownership
Founded in 2019, American Mortgage Network (AmNet) is a 100% employee-owned mortgage lender dedicated to simplifying homeownership through innovative technology and personalized service. Our team of experienced professionals specializes in a comprehensive range of mortgage solutions, including conventional, VA, FHA, USDA, and jumbo loans, while maintaining a strong focus on serving veterans and first-time homebuyers.As an ESOP-certified company, we prioritize employee ownership, fostering a culture of accountability and client-centric service. Our commitment to transparency, ethical lending practices, and community impact distinguishes us in the mortgage industry. With streamlined processes and a dedication to financial education, we empower clients to make informed decisions throughout their homeownership journey.
Services
Conventional Home Loan
VA Home Loan
FHA Home Loan
USDA Home Loan
Reverse Mortgage
HELOAN
HELOC
Jumbo Loan
Cash-Out Refinance
First-Time Home Buyer Programs
Details
- Year established: 2019
Highlights and features
- We operate as a 100% employee-owned company fostering accountability and client focus
- Our team includes veteran loan officers with specialized expertise in VA lending
- We offer proprietary technology for faster loan approvals and decision-making
- We provide personalized mortgage education for first-time homebuyers
- Our ESOP structure creates shared success between employees and clients
What people say
Exceptional experience
Professionalism unmatched
Outstanding service
Knowledgeable loan officers
Stress-free process
Services
VA Home Loan
VA Home Loans provide zero-down payment options for veterans and active-duty military members. These government-backed mortgages offer favorable terms with no private mortgage insurance requirements. Our specialized loan officers help veterans navigate the VA loan process with streamlined approvals and competitive rates.
Conventional Home Loan
Conventional home loans suit borrowers with strong credit histories and down payments. These mortgages aren't government-insured but offer flexible terms for primary residences, investment properties, and second homes. We provide competitive rates for conforming and jumbo loan amounts with personalized underwriting.
First-Time Home Buyer Programs
Our first-time homebuyer programs include down payment assistance, closing cost help, and financial education. We connect clients with local and national programs offering forgivable grants and low-FICO-score options. Our specialists guide new buyers through every step of the home purchase process.
HELOC
HELOCs provide flexible credit lines secured by home equity. Borrowers access funds as needed with variable interest rates during the draw period. We offer competitive terms with 10-year draw periods and 20-year repayment options for home improvements, debt consolidation, or major expenses.
Reverse Mortgage
Reverse mortgages convert home equity into tax-free income for seniors aged 62+. These loans eliminate monthly payments while allowing homeowners to remain in their residences. We explain all options and help seniors choose appropriate financial solutions that meet their retirement needs.
People
Jason Wood
Branch Manager
Jason Wood leads branch operations with extensive mortgage industry experience, focusing on client satisfaction and team development.
Bradley Osterman
ADPI Manager, Mortgage Loan Officer
Bradley Osterman combines technical expertise with customer service excellence in managing mortgage loan processes for clients.
Shalanda Del Rio
Mortgage Loan Officer
Shalanda Del Rio provides personalized mortgage solutions with a focus on first-time homebuyer programs and community outreach.
Ted Canto
Branch Manager
Ted Canto oversees branch operations with commitment to ethical lending practices and employee development initiatives.
Questions
What mortgage loan types do you offer?
We provide conventional, VA, FHA, USDA, jumbo, reverse mortgages, HELOCs, and first-time homebuyer programs with personalized guidance.
How does your VA loan process work?
Our VA loan specialists help veterans access zero-down payment options with streamlined approvals using VA Streamline IRRRL when applicable.
Do you offer first-time homebuyer assistance?
Yes, we provide down payment assistance programs, closing cost help, and financial education for first-time homebuyers.
What makes you different from other lenders?
As a 100% employee-owned company, our ESOP structure aligns our success with client satisfaction through personalized service and technology-driven efficiency.
How quickly can you process a mortgage application?
Our proprietary technology enables fast approvals, with many clients receiving decisions within 24-48 hours of submitting complete documentation.
