Business Details
32 Years
experience
Your Trusted Mortgage Partner in Tysons, VA
Buckingham Mortgage was founded in 1994 on core principles centered around exceptional customer service, regulatory compliance, and strategic growth. Our family-owned business has evolved through generational leadership while maintaining a commitment to providing competitive mortgage solutions. With over $15 billion in funded mortgages, we combine decades of industry expertise with advanced technology to deliver personalized service. Our team of professionals works closely with clients to identify optimal financing options tailored to individual needs. We prioritize transparency throughout the mortgage process, ensuring clients receive clear guidance from pre-approval to closing.Our infrastructure supports nationwide operations across multiple states, enabling us to negotiate favorable terms with lending partners. Through economic challenges and regulatory changes, we have consistently adapted while upholding our founding values. Our employees bring firsthand experience as homebuyers and investors, enhancing our understanding of client perspectives. We maintain rigorous compliance standards through annual audits and adherence to federal regulations. Our mission remains focused on empowering homeownership through ethical practices and dedicated support.
Services
Conventional Loans
Commercial Loans
Reverse Loans
Non-QM Loans
Details
- Year established: 1994
Highlights and features
- We offer 30 years of mortgage industry experience with generational expertise
- Our team includes experienced homebuyers who understand client perspectives
- We maintain strict regulatory compliance through annual audits and training
- We provide nationwide service across 11 states with localized knowledge
- Our technology-enhanced process ensures efficient mortgage origination
Associations and certifications
- NMLS #1124970
Services
Conventional Loans
Conventional loans offer flexible mortgage solutions for primary residences, investment properties, and second homes. These fixed-rate and adjustable-rate mortgages require private mortgage insurance for down payments under 20%. Our experienced loan officers help clients navigate qualification requirements and find competitive rate options tailored to their financial situation.
Commercial Loans
Commercial mortgage loans finance income-producing properties including office buildings, retail spaces, and industrial facilities. We provide tailored financing solutions with specialized underwriting for business owners seeking property investments. Our team assists with loan structuring, documentation requirements, and navigating commercial lending regulations to secure favorable terms for qualified borrowers.
Reverse Loans
Reverse mortgages enable homeowners aged 62+ to convert home equity into tax-free funds while maintaining property ownership. We guide seniors through HECM program requirements, financial assessments, and counseling processes. Our specialists help clients understand payment options and implications for estate planning while ensuring compliance with federal regulations.
Non-QM Loans
Non-qualified mortgage loans serve borrowers with unique financial profiles who don't meet standard underwriting criteria. These solutions accommodate self-employed individuals, those with credit challenges, or non-traditional income documentation. Our team evaluates each case individually to find suitable financing options while maintaining responsible lending practices.
People
Kamran Hanif
Founder
Kamran Hanif established Buckingham Mortgage in 1994, building a foundation of regulatory compliance and customer-centric service. His vision created a family-owned business that prioritizes ethical lending practices and strategic growth across multiple states.
Yousuf Hanif
President & CEO
Yousuf Hanif leads Buckingham Mortgage as President & CEO, continuing his father's legacy while implementing technological innovations. He has guided the company through regulatory changes since 2013, maintaining core principles while expanding mortgage services across new markets.
Questions
What mortgage types does Buckingham Mortgage offer?
We provide conventional, government/agency, commercial, reverse, and non-qualified mortgage loans to meet diverse client needs.
How can I get pre-approved for a mortgage?
Apply online or contact our team to start the pre-approval process with necessary financial documentation and credit evaluation.
Do you offer mortgage services in all states?
We operate in 11 states including Virginia, Maryland, Florida, Texas, and California with licensed professionals in each location.
What is the reverse mortgage process?
Our reverse mortgage process includes counseling, financial assessment, home appraisal, and closing with ongoing support for senior homeowners.
How does Buckingham Mortgage ensure regulatory compliance?
We maintain strict compliance through annual audits, staff training, and adherence to federal regulations like Dodd-Frank.
