Business Details
Your Trusted Mortgage Loan Partner in Salem, Oregon
Resident Lending Group has been dedicated to providing tailored mortgage solutions since our founding. Our team of seasoned professionals specializes in evaluating individual financial situations to identify loan programs offering optimal terms and competitive interest rates. We serve clients seeking residential, commercial, construction, and specialized Native American housing loans, with a focus on transparency and personalized service. Our expertise spans primary residences, investment properties, and vacation homes, supported by a streamlined prequalification process that ensures client data security.With decades of combined experience in mortgage lending, we prioritize building long-term relationships while maintaining strict compliance with industry regulations. Our commitment to excellence is reflected in client testimonials praising our responsiveness, clear communication, and ability to secure favorable interest rates. Located in Salem, Oregon, we serve local communities while maintaining national licensing through NMLS #189495.
Services
Residential Loans
Commercial Loans
Construction Loans
Residential Investment
Section 184 Loans
Highlights and features
- We offer personalized loan evaluations by experienced mortgage professionals
- Our team provides secure, transparent prequalification processes
- We specialize in competitive rate negotiations for diverse loan types
- We maintain NMLS #189495 licensing for regulatory compliance
- Our professionals deliver prompt, clear communication throughout the loan process
Associations and certifications
- NMLS
What people say
Fabulous to work with
Prompt and clear
Extremely helpful
Embarrassingly low interest rate
Worked overtime for clients
Services
Residential Loans
We provide tailored financing solutions for primary residences, second homes, and vacation properties. Our experienced loan officers evaluate individual financial situations to identify programs offering optimal terms and competitive interest rates. Clients benefit from our expertise in navigating conventional mortgage options while maintaining strict data security protocols throughout the application process.
Commercial Loans
Our commercial lending specialists offer customized financing for investment properties and business real estate. We analyze market conditions and client financial profiles to recommend loan programs that maximize returns. The service includes comprehensive support for property acquisition, refinancing, and portfolio expansion while maintaining compliance with commercial lending regulations.
Construction Loans
We guide clients through the entire construction financing process from initial planning to project completion. Our team coordinates with builders and contractors to ensure proper fund disbursement while maintaining competitive interest rates. The service covers new home construction, major remodeling projects, and renovation financing with personalized payment structure options.
Residential Investment
Our investment property loan program helps clients build real estate portfolios through strategic financing solutions. We offer specialized guidance on financing options for rental properties, including cash flow analysis and portfolio optimization strategies. The service includes support for multi-unit properties and long-term investment planning.
Section 184 Loans
We administer the Section 184 Indian Home Loan Guarantee Program for eligible Native American borrowers in Oregon. Our specialists handle purchase, refinance, rehabilitation, and construction projects within tribal jurisdictions. The service includes culturally sensitive support and coordination with tribal housing authorities to ensure program compliance.
People
Lois Mulrooney
President, Senior Loan Officer
With over 25 years in mortgage lending, Lois leads our team in delivering exceptional client service while maintaining regulatory compliance. Her expertise in complex loan structures ensures optimal financing solutions for clients.
Maxine Jones
Senior Loan Officer
Maxine specializes in streamlining the loan process with clear communication and timely responses. Her 18 years of experience focus on first-time homebuyer programs and investment property financing.
Jocelyn Watson
Senior Loan Officer
Jocelyn brings 15 years of mortgage expertise, specializing in residential refinancing and construction loans. She prioritizes client education to ensure informed decision-making throughout the lending process.
Vikkye Fetters-Delfino
Processing Manager / Loan Officer
With dual expertise in loan processing and origination, Vikkye ensures smooth transactions from application to closing. Her 20 years in the industry focus on efficient documentation management and client support.
Questions
What mortgage loan types do you offer?
We offer residential, commercial, construction, investment property, and Section 184 Native American loans with competitive rate options.
How does your prequalification process work?
We provide secure, no-obligation prequalification forms to assess your borrowing capacity without sharing your information with third parties.
Do you service Oregon residents only?
While based in Salem, we offer mortgage services to clients throughout Oregon with specialized programs for tribal communities.
Can you help with investment property financing?
Yes, our residential investment loan program provides tailored solutions for rental property purchases and portfolio expansion.
What sets your mortgage services apart?
Our personalized approach combines experienced loan evaluations, competitive rate negotiations, and secure data handling for optimal client outcomes.
