Business Details
43 Years
experience
Your Trusted Mortgage Partner in Wilsonville, OR
Since 1983, Oregons Best Mortgage has been dedicated to helping Oregonians achieve homeownership through personalized mortgage solutions. Our team combines decades of industry experience with a commitment to offering the lowest rates and fees in the state. We specialize in conventional, FHA, VA, USDA, and jumbo loans, along with specialized programs for first-time buyers and investment properties.Our locally owned and operated business prioritizes individual client needs, leveraging advanced technology to streamline the mortgage process while maintaining hands-on guidance. With a legacy of integrity and customer-centric service, we strive to make financing accessible and stress-free for every borrower.
Services
Home Purchase Loans
Refinancing
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Investment Property Loans
First-Time Buyer Programs
Renovation Loans
High Balance Loans
Details
- Year established: 1983
Highlights and features
- 38 years of local mortgage expertise since 1983
- Access to lowest rates and fees in Oregon
- Customized loan programs for diverse financial situations
- Specialized services for first-time homebuyers and investors
- Locally owned with personalized one-on-one service
Associations and certifications
- NMLS 254676
Services
Home Purchase Loans
We provide comprehensive home purchase loan options including conventional, FHA, VA, and USDA programs. Our mortgage experts help first-time buyers and experienced homeowners secure financing with down payments as low as 3%. With competitive rates and flexible terms, we simplify the home buying process while maintaining transparency throughout.
Refinancing
Our refinancing solutions help homeowners reduce monthly payments, shorten loan terms, or access home equity. We offer conventional refinancing, streamline VA/FHA options, and cash-out programs. With personalized rate analysis and simplified documentation, we make refinancing efficient while ensuring clients understand all available benefits and requirements.
Jumbo Loans
We specialize in jumbo loans up to $3,000,000 and high-balance conventional loans with competitive rates. Our programs cater to luxury home buyers and properties exceeding standard conforming loan limits. With flexible underwriting and local market expertise, we provide tailored solutions for premium properties across Oregon.
Investment Property Loans
Our investment property loans offer financing for residential rental properties with 15% down payment requirements. We provide cash flow analysis, rental income verification, and portfolio management guidance. These programs help investors build wealth through real estate while maintaining compliance with evolving lending regulations.
Renovation Loans
We offer specialized renovation and rehab loans for home improvement projects. These programs combine purchase or refinance with funds for repairs and upgrades. Ideal for fixer-uppers or modernization projects, our solutions include detailed cost estimation and phased disbursement to ensure successful project completion.
People
Kathy Bazeghi
Owner
With 38 years of mortgage industry experience, Kathy Bazeghi leads Oregons Best Mortgage with a commitment to ethical lending. She transitioned from law practice to co-found the company in 1983, prioritizing client education and transparent financing solutions.
Questions
What loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, investment property, and renovation loans with down payments as low as 3%.
Are you a local Oregon lender?
Yes, we've been locally owned and operated in Oregon since 1983, specializing in regional market needs.
How do you get competitive rates?
Our industry relationships and volume-based pricing allow us to secure consistently low rates for Oregon borrowers.
Can I apply online?
Yes, our secure website allows complete online applications, pre-approvals, and document submission.
Do you help first-time buyers?
We specialize in first-time homebuyer programs with low down payments and flexible qualification requirements.
What's your refinancing process?
Our streamlined refinancing includes rate analysis, document review, and closing coordination within 30-45 days.
