Business Details
29 Years
experience
Your Trusted Mortgage Partner in the Pacific Northwest
Summit Mortgage has been deeply rooted in the Pacific Northwest since 1997, operating as a locally owned and managed mortgage company. Our expertise lies in understanding regional housing markets and financial landscapes, enabling us to connect clients with tailored mortgage solutions. We offer a comprehensive range of loan products including conventional, FHA, VA, USDA, jumbo, and niche financing options to suit diverse financial situations. With a team of seasoned mortgage bankers embedded in Oregon and Washington communities, we combine local market knowledge with nationwide lending resources to serve clients across six states.Our commitment extends beyond closing, as we maintain long-term relationships to help clients leverage home equity for financial growth. Recognized as a top mortgage lender in the Northwest, we uphold the principle of Relationship Lending through personalized service and transparent communication throughout the entire loan process.
Services
Conventional Home Loans
Refinancing Home Loans
Home Equity Loans
Jumbo Home Loans
FHA Home Loans
VA Home Loans
USDA Home Loans
Construction Loans
Reverse Mortgages
Self-Employed Mortgages
Details
- Year established: 1997
Highlights and features
- Locally embedded mortgage bankers with regional market expertise
- Comprehensive loan portfolio including conventional, FHA, VA, and niche products
- Personalized financial guidance tailored to individual circumstances
- Nationwide lending resources combined with local community knowledge
- Proven track record of helping thousands achieve homeownership goals
What people say
Compassionate service
Personalized solutions
Efficient loan processing
Exceptional support
Dedicated professionals
Services
Conventional Home Loans
Conventional home loans offer fixed-rate and adjustable-rate options for borrowers seeking standard mortgage financing. These loans follow Fannie Mae and Freddie Mac guidelines, making them ideal for buyers with strong credit histories and stable income. Summit Mortgage provides competitive conventional loan programs with flexible down payment requirements and terms tailored to both first-time and repeat homebuyers.
Refinancing Home Loans
Our refinancing options help homeowners improve their financial position by securing better interest rates or loan terms. The process evaluates current mortgage conditions to determine if refinancing would provide tangible benefits. Summit Mortgage offers streamlined refinancing solutions to reduce monthly payments, shorten loan terms, or access home equity while maintaining compliance with evolving lending standards.
Home Equity Loans
Home equity loans and lines of credit provide financial flexibility for major expenses. These products allow homeowners to leverage their property's value for renovations, debt consolidation, or education costs. Summit Mortgage offers customized equity solutions with competitive rates, ensuring clients can access funds responsibly while maintaining their long-term financial stability and homeownership goals.
FHA Home Loans
FHA loans provide accessible homeownership opportunities for borrowers with moderate credit challenges. These government-backed mortgages require lower down payments and offer flexible qualification criteria. Summit Mortgage specializes in FHA loan programs, guiding clients through the process while ensuring they understand the benefits and requirements of this mortgage option for first-time homebuyers.
VA Home Loans
VA home loans offer exclusive benefits to eligible military veterans and surviving spouses. These zero-down-payment mortgages feature competitive rates and no private mortgage insurance requirements. Summit Mortgage has specialized VA loan experts who understand the unique needs of service members, providing dedicated support throughout the loan process to honor their service and achieve homeownership goals.
People
Kimberly Bean
Senior Mortgage Banker
With over 20 years of experience, Kimberly Bean specializes in Oregon and Washington mortgage markets. She focuses on personalized loan solutions and has helped countless clients achieve homeownership through her deep understanding of local real estate dynamics and financing options.
Miles D. Rusth
Senior Mortgage Banker
Licensed in multiple states, Miles D. Rusth brings extensive mortgage expertise to clients across the Pacific Northwest. Known for his transparent approach and commitment to client education, he specializes in complex loan scenarios and has received numerous client testimonials for his exceptional service and problem-solving abilities.
Debra McElveny
Senior Mortgage Banker
Debra McElveny provides personalized mortgage solutions in Vancouver, WA. With her deep community connections and comprehensive knowledge of regional housing markets, she helps clients navigate the loan process with confidence, focusing on clear communication and tailored financial strategies.
Lea Snyder-Rodgers
Senior Mortgage Banker
Lea Snyder-Rodgers combines local market expertise with a client-centered approach to mortgage banking. She specializes in first-time homebuyer programs and has extensive experience guiding clients through complex transactions, maintaining a strong reputation for responsiveness and personalized service in the Portland area.
Michael B. Wright
Senior Mortgage Banker
Michael B. Wright offers specialized mortgage solutions for Vancouver, WA residents. With a focus on community-based lending, he provides expert guidance on loan options tailored to individual financial situations, maintaining a strong track record of client satisfaction through transparent communication and personalized support.
Questions
What types of mortgage loans does Summit Mortgage Corporation offer?
We offer conventional, FHA, VA, USDA, jumbo, refinancing, home equity loans, construction loans, reverse mortgages, and specialized programs for self-employed individuals and first-time homebuyers.
How can I start the mortgage application process?
Begin by applying online, contacting a Senior Mortgage Banker directly, or visiting our Portland or Vancouver offices. We'll help determine the best loan options for your financial situation.
Do you offer mortgage services outside the Pacific Northwest?
While locally embedded in Oregon and Washington, we're licensed to originate loans in six states including California, Idaho, Florida, and South Dakota through our nationwide resources.
What documents are required for a mortgage application?
Typical requirements include proof of income, tax returns, bank statements, identification, and property information. Our team will provide a complete checklist during your initial consultation.
Can I refinance my existing mortgage with Summit Mortgage?
Yes, we offer refinancing options to help improve loan terms, reduce payments, or access home equity. Our specialists will evaluate your current mortgage to determine if refinancing makes financial sense.
What support is available for first-time homebuyers?
We offer specialized programs including FHA loans, down payment assistance options, and personalized guidance to help first-time buyers navigate the mortgage process confidently.
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