Business Details
37 Years
experience
Your Trusted Mortgage Broker in Portland, OR
Founded in 1989, we are one of the oldest and most respected mortgage brokerage firms in the Pacific Northwest. Our company was built on the principle of providing clients with experienced professionals who offer multiple loan programs tailored to residential home mortgage needs. With over 30 years of combined experience, our owners Matt Jolivette and Brent Borcherding have dedicated their careers to helping families secure the best mortgage solutions. We maintain the highest industry standards through our Nationwide Mortgage Licensing System (NMLS) credentials, ensuring our team delivers unparalleled knowledge and professionalism. As pioneers in Portland's mortgage market, we have weathered industry changes while prioritizing client relationships and maintaining our reputation for integrity.Our approach focuses on understanding each client's unique financial situation to recommend loans that align with both short-term needs and long-term goals. We combine personalized service with technological efficiency, offering mobile pre-approval options and streamlined digital document signing. Our commitment to excellence has earned us consistent client referrals and positive testimonials highlighting our responsiveness, expertise, and dedication to closing loans on time. We remain privately owned and locally operated, ensuring our clients receive direct access to decision-makers throughout the mortgage process.
Services
15 Year Fixed Rate Mortgage
30 Year Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Jumbo Home Loan
ARM Loan
USDA/RHS Loans
ODVA Loan
Details
- Year established: 1989
Highlights and features
- We offer decades of combined experience in mortgage brokerage services
- Our team maintains the highest industry licensing standards through NMLS
- We provide personalized mortgage solutions tailored to individual financial goals
- We consistently close loans on time with a streamlined digital process
- We offer access to competitive mortgage rates from multiple lenders
Associations and certifications
- Nationwide Mortgage Licensing System and Registry (NMLS)
What people say
Excellent to say the least
Best loan experience
Outstanding service
Went above and beyond
Expeditious service
Services
15 Year Fixed Rate Mortgage
Our 15-year fixed-rate mortgage offers homeowners the opportunity to build equity faster while enjoying stable monthly payments. This loan program is ideal for borrowers seeking to pay off their mortgage sooner and save on interest costs over the loan term. With competitive rates and predictable payments, this option provides financial security for those with stable income streams.
30 Year Fixed Rate Mortgage
The 30-year fixed-rate mortgage remains our most popular option, providing predictable monthly payments and long-term financial planning benefits. This loan program offers lower monthly payments compared to shorter-term loans while maintaining rate stability throughout the entire 30-year period. It's particularly well-suited for first-time homebuyers and families planning long-term residency.
FHA Home Loan
Our FHA-insured loans provide accessible homeownership opportunities with lower down payment requirements and more flexible credit standards. Designed for first-time buyers and those with moderate credit histories, these loans require as little as 3.5% down while maintaining competitive interest rates. We guide borrowers through the FHA loan process with specialized expertise.
VA Home Loan
We specialize in VA-guaranteed loans for eligible veterans and active military personnel, offering $0 down payment options and favorable terms. Our team understands the unique needs of service members and provides dedicated support throughout the VA loan process. These loans feature competitive rates with no private mortgage insurance requirements.
Jumbo Home Loan
Our jumbo loan program caters to high-value property purchases exceeding conventional loan limits. Designed for luxury homes or properties in high-cost markets, these loans maintain competitive rates while accommodating larger loan amounts. We work with borrowers to structure jumbo loans that align with their financial profiles and homeownership goals.
People
Matt Jolivette
Co-Owner / Loan Originator
With over 15 years of mortgage industry experience, Matt Jolivette specializes in guiding clients through complex loan scenarios. His expertise in mortgage financing has helped hundreds of families achieve homeownership while maintaining a 5-star customer satisfaction rating. Matt holds NMLS license #90661 and prioritizes transparent communication throughout the loan process.
Brent Borcherding
Co-Owner / Loan Originator
Brent Borcherding brings extensive mortgage lending experience to our team, focusing on personalized loan solutions for diverse financial situations. As a licensed mortgage broker with NMLS #275703, he combines technical expertise with client-centered service to deliver optimal mortgage outcomes. Brent maintains advanced industry certifications to better serve our clients.
Questions
How do I start the mortgage process?
Begin by requesting a free personalized rate quote through our website or contact us directly at (503) 221-0064 during business hours for immediate assistance.
What loan options are available?
We offer 15-year and 30-year fixed-rate mortgages, FHA, VA, USDA, jumbo loans, and specialized programs including ODVA loans for Oregon veterans.
How quickly can you process a loan?
We typically close purchase loans within 30 days, with expedited options available for qualified borrowers needing faster closings.
Do you offer refinancing options?
Yes, we provide mortgage refinancing solutions to help lower payments, consolidate debt, or access home equity with competitive rate options.
Can I get pre-approved online?
Yes, we offer mobile pre-approval options that allow you to generate a pre-approval letter directly through our digital platform.
