Business Details
Your Trusted Mortgage Broker in Vancouver, WA
Fidelity Home Mortgage is a privately-held mortgage brokerage firm licensed in Washington and Colorado, dedicated to helping clients achieve their homeownership goals through personalized service and industry expertise. With over 55 years of combined lending experience, our team prioritizes transparency, efficiency, and client satisfaction, ensuring every loan process is streamlined and stress-free. We maintain an A+ rating with the Better Business Bureau, reflecting our commitment to ethical practices and zero complaints across all service categories.Our approach focuses on removing obstacles in the lending process, offering flexible communication options, and securing loan approvals before initiating appraisals to protect client investments. By leveraging access to hundreds of loan programs, we tailor solutions to meet diverse financial needs, whether for first-time buyers, real estate investors, or those seeking refinancing options.
Services
Mortgage Brokerage
Refinance Loans
Purchase Loans
Down Payment Assistance
Home Equity Loans
Highlights and features
- We have 55+ years of combined lending experience in residential mortgages.
- Our BBB A+ rating reflects zero complaints across all service categories.
- We secure loan approvals before ordering appraisals to protect client investments.
- We offer flexible communication options for your convenience.
- We access hundreds of loan programs to tailor solutions to your needs.
Associations and certifications
- Better Business Bureau (BBB)
What people say
Excellent service
Professional team
Quick loan processing
Transparent process
Highly recommended
Services
Mortgage Brokerage
Fidelity Home Mortgage provides comprehensive mortgage brokerage services, connecting clients with tailored loan programs for purchases, refinances, and home equity needs. Our team leverages 55+ years of combined experience to navigate complex lending requirements, ensuring competitive rates and personalized solutions. We prioritize transparency, guiding clients through every step while maintaining an A+ BBB rating for ethical practices and customer satisfaction.
Refinance Loans
Our refinance loan services help homeowners reduce monthly payments, access equity, or adjust loan terms. By analyzing individual financial situations, we identify optimal refinance options from hundreds of programs. We streamline the process with upfront cost estimates and a commitment to securing approvals before initiating appraisals, minimizing client risk and ensuring clarity throughout the transaction.
Purchase Loans
Fidelity Home Mortgage specializes in purchase loans for first-time buyers and seasoned investors. We offer competitive rates and flexible terms, including conventional, FHA, VA, and USDA programs. Our team coordinates with real estate agents and title companies to ensure seamless transactions, providing real-time updates and dedicated support to address questions or concerns during the homebuying process.
Down Payment Assistance
We connect clients with down payment assistance programs to make homeownership more accessible. Our experts guide applicants through eligibility requirements and funding sources, including state-specific initiatives for Washington and Colorado residents. By integrating these programs with primary mortgage financing, we help reduce upfront costs while maintaining compliance with lending regulations and client affordability standards.
Home Equity Loans
Our home equity loans enable clients to leverage property value for debt consolidation, renovations, or major expenses. We offer competitive fixed-rate options with clear terms, ensuring borrowers understand repayment obligations. By prioritizing pre-approval processes and transparent fee disclosures, we minimize surprises and align loan structures with long-term financial goals while maintaining strict adherence to appraisal independence regulations.
Questions
What mortgage programs does Fidelity Home Mortgage offer?
We offer conventional, FHA, VA, USDA, jumbo loans, and specialized programs like ITIN, DSCR, and construction loans for diverse client needs.
How does Fidelity Home Mortgage protect clients during the appraisal process?
We secure full loan approvals before ordering appraisals to prevent clients from paying for unnecessary evaluations if the loan isn't approved.
Is Fidelity Home Mortgage licensed in my state?
We are licensed in Washington and Colorado, with NMLS-registered operations to serve clients in these states.
What is Fidelity Home Mortgage's BBB rating?
We maintain an A+ rating with the Better Business Bureau, with zero complaints filed across all categories since our founding.
Can I apply for a mortgage online with Fidelity Home Mortgage?
Yes, we provide online application options alongside phone, email, and in-person support for flexible client access.
How does Fidelity Home Mortgage handle loan underwriting?
Our team obtains full underwriter approvals early in the process, addressing potential issues with income verification, credit challenges, or property conditions before finalizing appraisals.
