Business Details
Your Trusted Mortgage Broker in Tualatin, OR
Value Mortgage has been dedicated to helping clients achieve homeownership for over two decades. As a locally owned and operated firm licensed in Oregon, Washington, and California, we leverage access to lending services from hundreds of wholesale banks to provide tailored mortgage solutions. Our team prioritizes client relationships, offering personalized guidance through every step of the loan process.With expertise in USDA, FHA, VA, conventional, jumbo, rehab, construction, and credit-challenged loans, we combine industry knowledge with a commitment to honesty and integrity. Our mission extends beyond transactionswe aim to be lifelong mortgage partners for every client we serve.
Services
Home Purchase Loans
Refinance Loans
Construction Loans
VA Loans
FHA Loans
USDA Loans
Jumbo Loans
Credit Recovery Mortgages
Investor Financing
Loan Processing Assistance
Highlights and features
- We offer 20+ years of mortgage origination experience with personalized loan strategies
- Our team accesses lending options from 100+ wholesale banks for competitive rates
- We specialize in tailored solutions for USDA, FHA, VA, and credit-challenged borrowers
- Our owner maintains active real estate investment expertise alongside mortgage services
- We guarantee transparent communication and client-first decision-making
Associations and certifications
- NMLS 63677
What people say
Dedicated assistance
Great communication
Problem-solving expertise
Long-term reliability
Stress-free process
Services
Home Purchase Loans
We provide comprehensive home purchase loan solutions tailored to individual financial situations. Our brokers access multiple lending sources to secure competitive rates for first-time buyers and experienced homeowners. With expertise in conventional, FHA, and VA programs, we guide clients through every step from pre-approval to closing.
Refinance Services
Our refinance specialists analyze current mortgage terms to identify savings opportunities through rate reduction or equity access. We offer conventional refinancing, cash-out options, and streamline programs for qualified borrowers. The process includes detailed cost-benefit analysis to ensure optimal financial outcomes.
Credit Recovery Mortgages
We specialize in mortgage solutions for borrowers with credit challenges. Our team develops customized pathways to homeownership through credit improvement strategies and specialized loan programs. Services include credit counseling resources and access to lenders accommodating various credit histories.
Construction Financing
Our construction loan program supports custom home building projects with phased funding disbursements. We offer both short-term construction loans and permanent financing options. The service includes budget analysis, contractor verification, and draw schedule management throughout the building process.
Investor Mortgage Solutions
We provide tailored mortgage options for real estate investors seeking portfolio growth. Services include multi-property financing, cash flow analysis, and investment property loan programs. Our brokers understand unique investor needs like 1031 exchanges and rental income verification requirements.
People
Todd Kono
Owner / Broker
With over 20 years of mortgage origination experience, Todd Kono specializes in personalized loan solutions. As both broker and real estate investor, he understands financing from multiple perspectives. His expertise spans conventional, government-backed, and credit-challenged loan scenarios.
Questions
What mortgage loan types do you offer?
We provide conventional, FHA, VA, USDA, jumbo, rehab, construction, and credit-challenged loan options through our network of 100+ wholesale lenders.
How quickly can you close a mortgage loan?
Our streamlined process typically closes loans within 15 days or less, depending on documentation completeness and lender requirements.
Can you help borrowers with credit challenges?
Yes, we specialize in developing mortgage solutions for borrowers with credit issues through tailored loan programs and improvement strategies.
Do you offer mortgage services for investors?
We provide specialized financing options for real estate investors, including portfolio growth strategies and multi-property financing solutions.
What areas do you serve?
We operate as licensed mortgage brokers in Oregon, Washington, and California with nationwide lending capabilities through our partner network.
